When you’re surrounded by media reports of a sliding or sky-rocketing property market, deciding when to sell your family home and settle into your retirement vision can feel like a fire juggling act. But actually, there is only one ‘right time’, and it has nothing to do with market conditions – the best time is when you’re ready.

If you’ve been thinking about starting your new chapter for a while, it’s a good indication that you probably are ‘ready’ to make the move. In fact, many Ingenia Lifestyle residents say their only regret is they wish they had sold their family homes and moved in sooner.

And while you’re the only one who knows when the right time is, current market conditions mean that now is a great time to sell your family home and move into a brand new Ingenia Lifestyle home. Right now Australians all over the country are facing a set of challenging conditions, including the rising cost of living, surging power bills and interest rates. So finding somewhere you can live the life you love every day without the financial burden of a high-maintenance house and garden could be your best solution. Here’s why:

1.Ease the rising cost of living

With our Ingenia Lifestyle land lease model, you can save thousands on the cost of building your new home – including maximising the proceeds from the sale of your family home with no stamp duty. Our energy efficient appliances and smart designs mean you can reduce your power bills to combat expensive energy prices, and with no Council rates to pay, you don’t have to worry about exorbitant rate rises.

2. Keep your capital gains

While falling property prices are the talk of the town, Victoria’s property market is still going from strength to strength, especially when you consider Melbourne property is currently valued 20% higher than four years ago* – and even higher in regional areas. Given you’ll be buying in the same market you’re selling in, you’ll benefit from like-for-like pricing. And with Ingenia Lifestyle’s land lease financial model, any capital gains you make on your new home are yours to keep (not to mention no exit fees or DMFs) – which means you’re well positioned to buy in today’s market cycle with the future in mind.

*source: https://reiv.com.au/market-insights/victorian-insights 

3. Low maintenance living saves your back and your hip pocket!

Enjoy the good life in a home and community created for relaxed, easy living. Each brand new, architecturally-designed Ingenia Lifestyle home is low maintenance, meaning no back-breaking upkeep, and no wasting time or money searching for a hard-to-find tradesperson caught up in the construction backlog. Our homes are designed for life.

4. Your new friends are waiting

Ingenia’s communities are welcoming places where neighbours are destined to become great friends. With brand-new resort-style facilities and a calendar full of social opportunities, everything you need – and the people to enjoy it with – is just outside your door. And when you need some peace and quiet? Your light-filled home will be your personal sanctuary.

5. Get your boarding pass (or caravan) ready

With the pandemic over, more people than ever are dusting off the suitcase and reaching for a travel brochure – so why not join them? With the financial stability you’ll gain, as well as the safety of a ‘lock up and leave’ home in a gated community, jetting off to visit relatives, sail the seas, or take in the sights is easier than ever. And even when you’re not gallivanting the world, the resort-style facilities will make home feel like a holiday.

6. Find time for living

Without a big home and garden to maintain, and with everything you need at your fingertips – from a pool and gym to a state-of-the-art community clubhouse – you’ll have more time for doing what you love. Our pet-friendly community means your best mate can come too, and with our team here to help you feel secure and make things run smoothly, what’s not to love?

The right time to write your new chapter

Ultimately, the decision to sell your existing house and settle into a brand new, luxury home in a welcoming Ingenia community is all about you, and not the ups and downs of the property market. But with rising energy bills and cost of living, it’s a good time to consider selling the family home to relieve some of those financial pressures. Your future (very relaxed) self will thank you for deciding to start the good life now at Ingenia Lifestyle.

Please note: The information above is general in nature and not tailored to individual circumstances. You should always seek professional advice appropriate to your financial situation and objectives.