Four people holding lawn bowls on a green with a community building in the background. Ingenia Lifestyle activity.

Land lease, simply explained

The Ingenia Lifestyle land lease model is a simple and transparent way to enjoy the benefits of home ownership without the complexity of traditional retirement options. It’s designed to give you flexibility, and a genuine sense of belonging all within well-managed, connected communities supported by clear agreements and long-term security.

Understanding each step of the journey

Here’s how the land lease model works in practice, from purchasing your home to enjoying life in the community and, when the time comes, selling with confidence and ease. If you would like to learn more about the buying and selling process at Ingenia Lifestyle click the link below.

Two people walk past the Ingenia Lifestyle Natura Port Stephens 'The Lakehouse' sign.
Purchasing Your Home
With the Ingenia land lease model, you own your home and lease the land it sits on. This arrangement is governed by government legislation, giving you the confidence and protection of a proven structure. There’s no stamp duty when you buy, no council rates, and no body corporate or strata fees, keeping your costs simple and predictable from the start.
Residents socialising around a kitchen island in a modern Ingenia Lifestyle community home.
Living in Your Home
Every Ingenia Lifestyle community is designed to make life easier, more social, and worry-free. You pay a straightforward weekly site fee, which eligible residents may be able to offset with rent assistance, available from the government. Our friendly, experienced on-site teams and resident programs ensure you feel supported and connected, allowing you to focus on living well every day.
Twelve Ingenia Lifestyle team members in blue shirts and hats stand by a 'We create community' tent with buildings behind.
Selling Your Home
When it’s time to sell, there are no exit or deferred management fees and you keep 100% of any capital gain. You can even pass on your home to a beneficiary, as your home is a bequeathable asset, just like any other property, so beneficiaries are entitled to sell the home or move in, if eligible. It’s a flexible model that protects your investment and gives you freedom to make decisions that suit your future.
Two men smiling while playing pool at a green table in a bright Ingenia Lifestyle shared amenity space with a modern bar.

Supported by solid legislation

Legislation for the land lease model varies slightly by state, but the intent is similar. It protects your rights and provides long-term, secure tenure, so you can feel confident your home is yours for as long as you choose to live there.

 

Smiling woman playing pickleball at an Ingenia Lifestyle community, holding a blue paddle on an outdoor court.

Contracts and documentation

Land lease agreements are simple and transparent. We use plain English documents with clear, predictable costs. When you choose an Ingenia community, you will be given a disclosure statement which outlines everything you need to know. It will cover important details like site fees and utilities, and list all inclusions, as well as the rules of the community you are interested in.

When you decide on the home you wish to purchase, you’ll receive a home purchase contract and a Residential Site Agreement for the land your home sits on. These outline the weekly site fee and simple community rules. For all Queensland communities a Park Comparison document is available providing detailed, standardised information about the community facilities and estimates of weekly fees. You can view our Park Comparison documents on the FAQ page.

Take the next step

Why Lifestyle living

For over 10 years, we’ve operated trusted communities for thousands of over 55s, places designed for health, connection, discovery, and easy, flexible living.

Financial considerations

See how no stamp duty, no exit fees and keeping any capital gains on new homes has the potential to make your money go further. Along with a community that feels right from day one.

Our Communities

Find welcoming places designed for security, support and real connection. Communities that make everyday life easier and more enjoyable, with smart design and a genuine sense of belonging.