Two residents cycling on a wooden boardwalk next to a pond within an Ingenia Lifestyle community with lush trees.

Clear, simple & understandable costs

The land lease model is simple, making it easier to budget now and into the future. There is no stamp duty when you buy, no exit fees when you sell and any capital gain is yours to keep. You won’t pay council rates or strata fees, just a weekly site fee and your utilities. It’s straightforward and designed to give you freedom for the things, people or moments you love.

Benefits that add up

Own your home in a secure, thriving community and lease the land it is on. That smart split keeps upfront and ongoing costs simple while giving you the potential to free up capital for what matters most to you.

Sun setting over golden, dry grass hills with scattered trees under a blue sky, reflecting a peaceful environment.

Your Freedom Starts Here.

Many residents choose this model to free up money for travel, hobbies, and to have more time with family. With no stamp duty and no exit fees, more of what you have stays with you, so your savings can go further.

Four people talking and laughing in front of a modern Ingenia Lifestyle home with landscaped gardens.

Retain what’s yours

If you decide to sell, there are no exit fees and no deferred management fee, meaning you can keep 100% of any capital gains. It’s your home and your equity.

Couple embracing on a boardwalk overlooking a lake with a fountain in the Ingenia Lifestyle community.

Keep costs down

You won’t pay council rates or strata fees. Your regular costs are the weekly site fee and your utilities. Some pension recipients may be eligible for government rent assistance to help offset the site fee.

Ingenia Lifestyle community pool area with residents relaxing on the deck and swimming, surrounded by landscaped grounds.

Spaces you’ll love

Enjoy shared amenities like the pool, gym, and clubhouse, plus beautifully maintained common gardens and facilities, all covered by your site fee. That can mean savings on gym memberships, club dues, and pool costs, with more ways to enjoy your days close to home.

Clear, consistent costs

The hardest part about living at an Ingenia Lifestyle address should be deciding what to do every day, not the costs. That’s why we’ve made things as simple as possible for you.

Two smiling women walk on a path past modern Ingenia Lifestyle homes with white garage doors.

What you pay

The weekly site fee includes access to shared amenities like the pool, gym and clubhouse, along with maintenance of common gardens and facilities by our on-site team. Your Residential Site Agreements outlines annual site fee increases.

Two people look at each other enjoying breakfast outside.

What you don’t pay

There’s no stamp duty on your home purchase. There are no exit fees and no deferred management fee when you sell, plus you keep any capital gains. You also won’t pay council rates or strata levies. We do however recommend you engage a solicitor to ensure you move forward with peace of mind.

Two people walk on a paved path past landscaped rocks, trees, and a colourful playground within an Ingenia Lifestyle community.

Government assistance

You may be eligible for rent assistance, which can help offset the weekly site fee. Eligibility and the amount you receive depend on your personal circumstances and the site fee at your chosen community. Buying a home in a community can also affect your pension and any rent assistance entitlements. For full details, visit the Services Australia website or speak with a financial specialist who understands the land lease model.

Visit Services Australia to find out more

A man and woman smiling while preparing food in a modern Ingenia Lifestyle kitchen with an island bench and contemporary appliances.

More than money

A land lease community is a residential community regulated by state legislation that provides strong protections and secure tenure. While the details vary by state, the intent is the same everywhere: to protect your rights and give you confidence that your Ingenia Lifestyle home is yours for as long as you want it. You get the benefits of home ownership with the ease of simple costs, plus the belonging and support of a welcoming community.

 

Take the next step

Why Ingenia?

For over 10 years, we’ve operated trusted communities for thousands of over 55s. At Ingenia each community is thoughtfully designed to encourage connection, discovery, and easy, flexible living.

The land lease model

Learn how owning your home and leasing the land works in practice, what the site fee covers and why so many over 55s choose this simple, flexible approach.

Have questions?

Find out answers to commonly asked questions via our FAQ page.