Albury seniors take advantage of price spike and downsize early


Demand for community lifestyle living has grown at Ingenia Lifestyle Albury as New Year’s resolutions trigger locals to downsize their homes in 2018 and take advantage of community living.

In the past 12 months, median house prices have seen an annual growth rate of nearly five per cent ($50,000) in the New South Wales City of Albury – a clear indication of buyer demand in the area.

Ingenia Lifestyle Albury residents Barry and Sue Keenan, are lapping up life, after downsizing earlier in their retirement from their large family home – freeing up much needed funds to retain their financial independence for a more enjoyable lifestyle.

“For almost 30 years we raised the family in a four-bedroom house, with a reasonable yard, two bathrooms and quite a bit of furniture,” Mr Keenan said.

“However, the old house needed a lot of maintenance, up to $20–$30K worth of work to be done. So, the question was, did we want to do this now, or sell up and let the buyer update the home in their style.”

Mrs Keenan said she had no regrets making the decision to move and it was the best thing to happen to them.

“We have now been through the move and it was a massive job, but we didn’t want to have to do this in 10 years’ time, so we thought we may as well do it now while we are younger.

“It’s a big weight off our shoulders and the stress of having to always do things around the house is now not there,” Mrs Keenan said.

Median house prices in Albury, NSW ($505,000) are more than double (61 per cent) the $195,000 starting point for the nearby Ingenia Lifestyle Albury community.

Ingenia Lifestyle Sales Manager Megan Collins said the unique land lease ownership model allowed downsizers to unlock more equity and fund a lifestyle they had always dreamt of.

“As prices continue to rise in Albury, now is an opportune time to kick your New Year’s resolutions into gear and enjoy a better lifestyle,” Ms Collins said.

“We’ve had many residents say they wished they had moved into the community sooner, so that they could actually enjoy the lifestyle they had worked so hard to achieve.

“The major drawcard for buyers has been Ingenia’s innovative ownership model, where owners are not required to pay stamp duty, exit fees or council rates and can purchase a new home at a more affordable price point.”

Local seniors looking to explore the land lease ownership model and how they can take advantage of downsizing, are invited to attend an our next Open Day on Saturday 10 March from 10am to 2pm. To RSVP, call Megan on 0459 955 122 or visit

Brand New Clubhouse Launches at Chambers Pines


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Ingenia Lifestyle Chambers Pines has unveiled its new $3 million Hamptons-style community clubhouse and facilities at its open day event on Saturday 3 February.

Logan City Council Division 9 Councillor Phil Pidgeon joined Ingenia CEO Simon Owen to officially launch the new facilities with the Traditional Owners of the land leading guests in a First Nations Smoking ceremony and Water Blessing ceremony.

Residents and guests were then invited for a first look at the much-anticipated clubhouse during the open day and enjoy live music from a Bee Gees tribute band and lunch.

The clubhouse has become a social and entertainment hub for resident events and gatherings with expansive wrap-around verandahs and a multitude of resort-style facilities.

Catering to a variety of exercise preferences, the clubhouse features a fully fitted-out air-conditioned gymnasium designed for all fitness levels, a lap pool, four-lane competition grade lawn bowls green, and games room.

Residents will now take advantage of Ingenia’s new social and lifestyle program, Be Active, which has been introduced to enhance the lives of residents, with free monthly events, social engagements and health and wellness workshops.

Ingenia Lifestyle Project Sales Manager Lynda Ruddell said the feedback received from clients and stakeholders was that the clubhouse is the most modern such facility in the region.

“The new clubhouse will help to create a sense of community and belonging by providing a place for residents to connect and socialise,” Ms Ruddell said.

“Staff and residents had very much looked forward to unveiling the clubhouse and know that it will now become a valuable asset in the community.

“The new facilities are perfect for our Queensland weather and will allow residents to utilise the space year-round with its alfresco barbeque area where residents can entertain guests.”

Seeking a Sea Change? Live Like You’re on Holidays with Ingenia Lifestyle

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So many residents tell us how much they have to stop pinching themselves when they wake up every morning in their beautiful new homes.

If you’re seeking a sea change or looking to escape the everyday, you’ll be spoiled for choice with Ingenia Lifestyle’s range of coastal communities.

Dotted throughout Australia’s east coast, our communities offer a diverse choice of beach, lake and coastal hinterland locations where residents can downsize into paradise and live like they’re on holidays all year round.

There’s no surprise these communities are recording such strong demand with Ingenia Lifestyle’s innovative ownership model providing a more affordable price point with no stamp duty, no exit/DMF fees and no council rates! Explore your new sea change lifestyle with us:



Latitude One is a contemporary gold class resort, offering a perfect combination of beautiful new homes surrounded by subtropical gardens. A downsizing dream with the beach and marina nearby, fishing, golfing and plenty more to do – you’ll find a vast array of choices waiting for you. For more information please contact Sheree on 0408 295 737 or Catherine on 0427 900 501.

Positioned in the seaside town of Woolgoolga, approximately 25 kilometres north of Coffs Harbour, our new community will be set to commence development at the end of 2017. Downsizers won’t have to wait long to purchase their brand new home with initial sales commencing in 2018. For more information please contact Wendy on 0448 714 021.

Ingenia Lifestyle South West Rocks appeals to those seeking to leave the hustle and bustle of the city behind to start a new life within reach of spectacular beaches, river and ocean fishing and boating. But you must be quick, there are only just a few homes selling in the final stage. For more information please contact Wendy on 0448 714 021.

Perfectly designed for the active downsizer looking to enjoy the benefits of lakeside coastal living, Ingenia Lifestyle Lake Conjola is your destination to lock and leave to travel and then return home to live an exclusive lifestyle. Brand new homes are selling now! For more information please contact Rachel on 0459 995 919.


We’re excited to announce the DA approval of our next brand new lifestyle community coming soon to Hervey Bay. Known as Australia’s premier whale watching city where you can visit the heritage listed Fraser Island, go boating, fishing or simply soak up the sun and enjoy Hervey Bay’s lifestyle. If you’d like to become an early bird and receive more information, contact Sharon on 0448 165 524.

Ingenia Lifestyle on YouTube

Visit our page on YouTube for all the expert guidance and educational tips on seniors financing, downsizing, and living in a land lease community. You’ll also enjoy our collection of resident testimonials giving you some insight into what motivates people to downsize, their journey and the outcomes of our resident’s new lifestyle. Click here to view our channel, or search ‘Ingenia Lifestyle’ in YouTube and subscribe to our page to start watching our videos!

Maintain Independence and Tackle Housing Affordability

Housing affordability isn’t just a concern for young adults, with many senior Australians facing the same frightening reality as they look to downsize into more age-specific housing.

Increasing costs to move and taxes such as stamp duty, combined with a number of social factors, put women, in particular, at a greater risk of housing stress.

Lower savings and superannuation, divorce in later life, higher life expectancy and pay disparities are other significant factors which put purchasing an affordable home often out of reach for many single older women.

Ingenia Lifestyle is a good example of where housing diversity is working, citing a high percent of residents being single women who have downsized to a smaller home, maintained their independence and security, while increasing their social networks.

Ingenia Chief Operating Officer, Nikki Fisher, said creating safe and welcoming communities for residents was paramount, with many communities housing a high percentage of single older women.

“Older women are more likely than any other age group to be living in lone person households and our communities in Morisset NSW and Lara Victoria are prime examples with more than 40 percent of our residents being single women.

“We are debunking the myth that suitable housing for downsizers doesn’t exist, with our communities designed to help residents thrive and maintain their vital community connections,” Nikki said.

One Victorian senior who downsized to Ingenia Lifestyle Lara in Victoria was Dianne Johnson, who downsized after a change in circumstances.

“Just knowing that I could actually afford a brand new home was such a relief, but the added benefit of leasing the land and the access to the wonderful facilities has given me a brand new lifestyle,” Dianne said.

“Purchasing a home here was made so much easier knowing there were no hidden fees, I was able to plan my future and move somewhere where I felt safe, secure and financially independent.

New South Wales retiree Melody George said the security of Ingenia Lifestyle The Grange enabled her to travel more and enjoy her retirement.

“When my husband Bill was sick we chose to move into the lifestyle community in Morisset as it was a safe, secure and friendly community that I would be happy in on my own,” Ms George said.

“Security was paramount to me when choosing my home, as I am by myself now I needed somewhere I felt secure and could lock up and leave to go traveling without the worry of someone breaking in.”

The Key to Keeping Your New Year’s Resolutions

If you’re like many Australian’s, you might be planning your 2018 New Year’s resolutions and if you’re planning on setting some goals, here are a few tips to ensure your resolutions aren’t on the backburner by Easter.

There’s a reason so many people fail to stick to their resolutions when they set goals like ‘save more money’, ‘lose weight’ or ‘spend more time with family’ as they don’t provide any firm end goal, which makes it easier to give them up.

If we get better at setting resolutions we have a better chance of keeping them, so you’ll need to make sure your resolutions aren’t too vague, unrealistic or unmemorable.

Ensure your resolutions include specifics and smaller stepping stones to achieving those goals – and most importantly – make sure you write your goals down or tell someone else about them to keep yourself accountable! Maybe in 2018 you can resolve to:

  1. Look after my health and wellbeing

Losing weight is one of the most popular resolutions made on December 31, but why not focus more on health and wellbeing? Rather than aiming to lose five kilos, pledge to go for a walk every day, integrate a new type of healthy and tasty food into your diet or try a wellness based activity like tai chi, meditation or pilates. A healthy body is a healthy mind, so committing to making small changes to positively affect your physical health is going to do wonders for your emotional wellbeing also. It’s never too late to improve your health, so start in 2018 and your body will be thanking you for years to come.

  1. Develop a passion

Whether it’s unearthing an old passion or discovering a new one, find an activity that brings you joy and put more time into it. Did you love drawing when you were younger? Have you always secretly wanted to learn guitar? Be it photography, hiking or salsa dancing, sign up for a class or put aside an hour every week to spend time doing what makes you happy. Even better, get your partner, neighbours or friends involved. Sharing your joy with others will benefit all of you.

  1. Improve my financial situation

While resolving to win the lotto and move to France might be wishful thinking, there are real steps you can take to improve your finances or reach a goal like a much-wanted holiday. Like all things financial, education is key. Do your research – borrow topical books from the library, read personal finance magazines and sign up to receive e-newsletters from reputable websites. For the smaller luxuries in life, don’t feel bad at all about indulging yourself after a lifetime of looking after others! To help with saving, consider the total amount you might need and break that up into weekly or monthly payments. For example, setting aside $30 a week will yield more than $1,500 by the year’s end, or even more if you deposit into a high-interest savings account!

Of course, it’s easier to keep a resolution that focuses on YOUR enjoyment too and why not – that’s what life should be all about!

Checking in With Family this Festive Season

Ingenia’s General Manager Care Development, Janene Eagleton, has urged Australian families to make the most of their time together this Christmas, encouraging people to tackle some important topics and check in about their health, their lifestyle and their future.

“Christmas is a wonderful time, and often the only time in the whole year, when generations come together to celebrate and be together,” Janene said.

“However, it should also be a time when family takes time out from busy schedules to really check in with one another, see how people are doing and what help or assistance they might need.

“It’s important to create an open and honest dialogue as it can be easy to dance around topics like how well someone is managing in their own home, especially when your senior family members insist they are doing fine.

“In my experience leading the Ingenia Care program and working with hundreds of senior Australians, there are a number of common concerns in our community, including the below:”


Learning to live on a budget can be a huge challenge for anyone. Despite owning your own home, and possibly receiving pension and superannuation payments, it’s very possible that seniors don’t have sufficient cash flow to live the lifestyle they would prefer. This problem was recently identified by The Productivity Commission, which suggested retirees might consider downsizing to free up the wealth in their home. It’s worth discussing this with the family and looking at the possibility of more affordable housing within their local area.


Home maintenance is a chore at any age, but having a huge yard and empty bedrooms to maintain can be an unnecessary burden. How are your family members coping with mowing, gardening and vacuuming such a large space? Many seniors cite problems with maintenance as the primary driver for downsizing, so it’s important to explore the options to help lighten the load.


After more than 40 or 50 years in the workforce and raising a family, retirement should be a time for putting yourself first and doing what you love, whether that’s travelling, staying fit or keeping social, try and consider some ways to make it happen. If your family members would love to indulge a new passion or revisit an old one, try and consider some ways to make it happen. Whether it’s taking that long-awaited holiday to New Zealand, taking up photography or joining a sailing club, make time for the important things in life.


Recent research has identified loneliness and social isolation as having a significant negative impact on the health and wellbeing of seniors. Whether in the city or in the suburbs, living alone is not always conducive to forming friendships and we all know how busy members of the family can get. If seniors are feeling lonely, look into local community and social groups that might make for a best fit, and help ensure some healthy companionship.


Poor health can be an unfortunate consequence of ageing, and having easy access to medical   facilities and wellbeing programs is more important than ever. There are a variety of independent retirement living options that can help provide that access, such as the Ingenia Care program, which connects residents in Ingenia Lifestyle’s communities with critical health, social and domestic service providers so they can maintain an independent and active lifestyle.

For more information on Ingenia Care please visit

Announcement of Competition Winners

Ingenia Lifestyle has been running a number of competitions and wishes to advise the following winners were selected at random and are the lucky winners of some fabulous prizes! They have been contacted by phone or email and been informed about their prize win.



Pyrenne Tromans



$5,000 VISA gift card – Lindsay Lucas

$500 Ingenia Holiday gift voucher – Anna Clarke

$500 Ingenia Holiday gift voucher – Anne Baars

$500 Ingenia Holiday gift voucher – Robyn Lewis

$500 Ingenia Holiday gift voucher – Gayle and Murray Williams

Setting New Benchmarks in Innovative Home Construction

The home building industry is setting new benchmarks in innovative construction techniques allowing a new design of home to be delivered under Ingenia Lifestyle’s land lease ownership model with more benefits for downsizers.

A driving force behind the innovation has been the increasing demand from over 55s looking to move away from the traditional bricks and mortar construction process and downsize into lifestyle communities.

The two major benefits of the new home design innovation means residents can purchase a home that uses a traditional construction method of building with zero level transitions, reducing the need for stairs on the home and assists with ageing in place.

Additionally, due to the strategic placement of the homes on site the new homes are delivered under the financial benefits of the land lease model so residents are able to downsize to a more manageable home whilst still being able to take full advantage of financial assistance from government rental assistance on the
weekly site fees.

This construction method offers over 55s an alternative housing solution while incorporating all the benefits of quality, speed and affordability with an innovative design.

All homes feature open plan living, generous covered decks, air conditioning, storage and built in robes to all bedrooms and:

• Modern entertainers kitchen fitted with custom cabinetry, chrome handles and quality stainless steel appliances such as oven and cook top, range hood and dishwasher.

• Homes can also accommodate custom upgrades with the flexibility to add in features such as stone benchtops, ramps, handrails and design upgrades for modifications now or into the future

• A range of environmental considerations included insulation to ceiling, floors and walls, open bright and breezy spaces with plenty of glazing to let the sunshine in.

The homes are completed with decking, landscaping and utility connections, all taking approximately 12-15 weeks in build time allowing residents to move into their homes sooner and at a more affordable price.

“Now it’s our turn to be Rewarded and to Relax in our Retirement!”


After years of working hard, serving for our country, raising children, and maintaining their large home, Ian and Di Dougall decided to make the move a little earlier than expected in their early 60’s, so they could take advantage of their good health and new lifestyle.

Their move saw them downsize from the busy western Sydney suburb of Windsor to regional NSW in Albury, moving from a large four bed, two bath, two garage with big yard.

“The motivation was to downsize and move out of Western Sydney and away from the hustle and bustle. Sydney was not an option for us after we stopped work. It didn’t make sense for us to stay there. We have studied and worked fairly hard all our lives, also serving in the Navy together and now after a long, long time it’s our turn to be rewarded and relax.

“We also wanted to be closer to family in Bendigo and to lock and leave to travel but couldn’t do that with a big house and no one to maintain it while we are away.

The Dougall’s house sold quickly in a buoyant property housing market in late 2016 and they made a smooth transition to Ingenia Lifestyle Albury with the sale of their old home funding a brand new home and lifestyle.

“We love the regional feel about Albury, it’s a great destination to do day trips from. You see so many people getting out to the Murray River, Beechworth and Melbourne, which is only a 3 hour drive, plus it’s a bit cooler here and the people also really make it what it is here.

“Albury had been ear-marked for a lot of change and it’s now seeing the benefits with all the facilities, hospital, automotive services for caravans, as we are planning more travel.

After seeking out the different retirement living options, doing their homework and visiting many competitors Ian and Di knew independent living was what they wanted.

“We did not want aged care, we knew the differences between the options after reading Noel Whittaker and Rachel Lane’s book about the different retirement living models available and we liked the land lease model. We understood it and other people should know the benefits of it too.

“The reason for choosing Ingenia Lifestyle was the no exit fees and knowing this is the case if we were to leave. The no exit fees presented a better package overall than a retirement village offering or if we were to buy a freestanding home or townhouse.

“The quality of the home and the natural landscape made it different to the competitors. It’s in a bushland setting with a lot of nature around us, not just rows and rows of houses. The land lease living means paying rent, but we knew that was part of it and it’s reasonable, it’s not too bad and the other bills are less. It’s not for everyone but we think people should be more educated about this land lease model.

“We retired and downsized a little earlier, at age 61, while we still have our health. We’ve now been to too many funerals so it was the right time to free up the capital, fund the next stage of life and have a new milestone to look forward to.

When asking Ian and Di what does downsizing means to them, they had some genuine responses.

“Our new home means less clutter and less upkeep!

“We’ve made new friends, our wellbeing has improved and there’s not as much house work, overall it has been a lot better for us.

“We take part in the social activities, we go exercising, use the pool and Ian rides his bike around the community.

“The Ingenia Care program is care for when we need it, it is an insurance policy for us,” they both agreed.

If you’d like to discover more about the downsizing journey and what life is really like at Ingenia Lifestyle Albury, come along to the Country Living Expo, Saturday 28th October 10am to 2pm at Ingenia Lifestyle Albury, 7 Catherine Crescent, Lavington.

Call Megan on 0459 955 122 for more info.