Better Homes and Gardens’ Graham Ross visits The Grange!

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Ingenia Lifestyle The Grange played host to Channel 7’s Better Homes and Gardens TV crew earlier this month.

The popular DIY, renovation, gardening and cooking TV show was filming a 90 minute show focused on seniors lifestyle living in the Lake Macquarie region and will be aired this Friday 14th September from 7pm.

The residents were ecstatic, and a little overwhelmed, to welcome the celebrity gardener into their personal gardens and receive his advice on recognising species of flowers and plants and his assistance on how to keep insects and pests away, while signing the odd magazines and appearing in photos too.

The community’s communal herb and vege garden was a major feature with resident, Bev Wood and her family, receiving help from Graham with planting colour in the communal garden where residents can take clippings of veges and herbs for their cooking and place a coin donation to keep the garden alive and growing.

The rose garden, green wall of bromeliads and the men’s shed also received a helping hand from Graham.

The community’s Spring Garden competitors were also proud to show off their efforts just in time for their judging in late September.

The over 55s lifestyle community has a strong green spirit with dedicated and well-loved village management and grounds and maintenance keepers who are all loving life at The Grange and loving the associated health and wellness benefits the community is delivering together.

Thanks to all involved for making the TV shoot a success!

The Evolution of Retirement Living has Arrived!

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Ingenia Lifestyle’s new Port Stephens lifestyle community, Latitude One, has launched the future vision of retirement living in perfect style.

The community welcomed Mayor Mr Ryan Palmer and local member Ms Kate Washington MP who joined Ingenia CEO Simon Owen to officially open the brand new display village on Saturday 21 July.

The gold-class community by Ingenia Lifestyle’s new Star Collection – the first of its kind for Ingenia – has had strong sales and enquiries since it launched, with more than 80 homes sold and its first residents moving in.

The display village opening saw more than 250 guests tour the six new display homes and experience Latitude One’s luxury lifestyle living for over 55s set within Anna Bay.

Port Stephens Mayor Mr Ryan Palmer, who opened the village with an official ribbon-cutting ceremony, said while land leasing isn’t new to Port Stephens, it certainly had become a popular option for residents looking for flexibility, community and a relaxed lifestyle.

“Port Stephens is a popular region for retirees and, as a council, we’re working hard to ensure sustainable and balanced growth in this area,” Mr Palmer said.

“I don’t think anything can beat the way of life we have here – the natural beauty of beaches and bushland all around us, plus the convenience of being close to shops, services, and the airport, it really is the perfect place.

“I know the community values these things too, which is why it’s fantastic to be here to help launch the Latitude One Display village and celebrate our new residents in Port Stephens.”

Ingenia CEO Simon Owen said he was excited to open the new range of display homes and see the community come to life in the picturesque Anna Bay region.

“We are pleased to be building our presence in the region, with Latitude One joining our Soldiers Point and One Mile Beach Holiday parks in the area,” Mr Owen said.

“Our $100 million investment will see us create 270 new homes and an array of facilities, with community activities for everyone to enjoy.”

Industry news operator, The Weekly Source, recently shined a light on the land lease community industry and why we’re experiencing an accelerating customer demand for the unique ownership model. Publisher, Chris Baynes, attended the official launch of Latitude One and uses our new community as a case study to explain why the land lease community sector is reshaping retirement living. Click here to read more. 

 

Lara’s All-Aussie Adventurer Launches New Book

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Over 55s lifestyle community, Ingenia Lifestyle Lara, helped their very own Aussie Adventurer, resident Bruce Richardson (R.Bruce) launch his new book, The Year.

Outlining his feelings prior to the exclusive launch, Mr Richardson was thankful that living in a lifestyle community allowed him to live out his dreams of publishing a book.

After travelling Australia for a year with wife Lynn, Mr Richardson has drawn on his experiences to vividly paint a picture of his incredible journey – his creative flair and unique perspective permeates through The Year and describes an adventure like no other touring the countryside in a camper-van, encountering magnificent Australian birdlife and other grey nomads, all with his partner and best friend for company.

Mr Richardson said living in Ingenia Lifestyle Lara allowed him to pursue his passion for exploring.

“I often travel far into the outback camping, exploring and birdwatching and record my experiences,” he said.

“Living in Lara has made it so much more achievable and comfortable for both myself and my wife.

“My book The Year allows me to share the experience with others – it was more than spending a year travelling, it was the journey of a lifetime.”

Mr Richardson expressed gratitude to the Ingenia Lifestyle Lara community for supporting his literary pursuits.

“This community helps to allow me to continue to follow my dreams travelling across Australia,” he said.

“Moving to Ingenia Lifestyle Lara was the best option for us at this point in our lives we do all the things we wanted to – it’s affordable, safe and a great community to be part of.”

Ingenia Lifestyle Lara Project Sales Manager Dianna McGrath said the community was excited for the book launch and to support Mr Richardson’s retirement dream.

“The community loves sharing their wins with each other and residents have an opportunity to pick up a copy of the book and have it signed too,” Ms McGrath said.

Head to Bruce’s website to find out more and to order a copy of the book online: www.rbruce.net/ 

Community Spirit Flows to all Corners of the World

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No matter what corner of the world you may find yourself in, being part of a supportive community connects you up to all levels of kindness, great neighbours and lasting friendships.

For Mike and Anna Hedley, downsizing to over 50s lifestyle community, Ingenia Lifestyle Bethania assisted them to retire in comfort and follow their calling in life, to volunteer on mission trips in South East Asia, all the while, back at home the community spirit was kept well alight.

“It’s great to be a part of a community where we can lock up and go, we know our neighbours are able to look after the garden if it needs a water and keep an eye on our home – everyone in the community is so lovely, it makes being away less stressful and coming home even better.”

“We get to enjoy the full experience and lifestyle of living here and one of the greatest opportunities that Ingenia Lifestyle Bethania has allowed us is the safety and freedom to keep our hearts full and enjoy life,” Mike said.

Prior to downsizing, Mike and Anna had a long career owning and operating a wholesale company manufacturing and installing custom data cables for corporations in the mining sector, factories, hospitals, councils and churches.

They managed the business firstly under their Wishart home supplying clients stretching from the Gold Coast up to the northern tips of Queensland and after outgrowing their space they purchased an office and warehouse in Upper Mount Gravatt, giving them more opportunity to export internationally to Papua New Guinea.

After a long career they decided to purchase a home in a retirement community, settling into Ingenia Lifestyle Bethania about 10 years ago.

“Our years in our Bethania community have been ones of peace, prosperity and purpose – it’s our little piece of heaven on Earth – it’s clear the residents here are pleasant and truly enjoy life to the full.

“It has been a joyful experience for myself and my wife Anna, knowing we could retire, live in a great community and still follow our calling in life.

“I still go back to Asia two to three times a year while Anna stays at home – I can rest easy, when I am away, knowing Anna is in safe hands,” Mike said.

For more information on Ingenia Lifestyle Bethania please contact our Project Sales Manager, Leanne Tate on 0459 872 261 or visit www.liveinbethania.com.au

Be Active Baking Competition Heats Up

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Residents from Ingenia Lifestyle Ettalong Beach had a chance to show off their cooking skills to guest judge, Paralympic gold medallist and local member for
Gosford, Lisle Tesch MP as part of the Be Active Community Cook Off Competition.

Aprons were on, tasting spoons were at the ready and the kitchen was heated up as residents of Ingenia Lifestyle Ettalong Beach put their baking skills to the test for guest judge, Paralympic gold medallist and local member for Gosford, Lisle Tesch.

Various baked goods were put up for the tasting as seniors at the over 55s community whipped up their favourite recipes and secret ingredients, and egg on a bit of friendly competition for the community cook off.

Ingenia Lifestyle Ettalong Beach Village Manager Paul Greentree said residents were thrilled to have local MP and seven-time Paralympian Ms Lisle Tesch tasting their treats.

“We were all thrilled Ms Tesch joined us – and she enjoyed all the treats on offer and morning tea,” Mr Greentree said.

“The village loves getting together and enjoying each other’s company – being able to host an event like this is great way for us to help residents keep social and feel special at the same time,” he said.

Ms Tesch awarded the winning baked goods to John Biernat’s pork and mushroom pasties. And we’ve got the recipe for you to try below!

Pork and Mushroom Casserole Pasties

Ingredients:

Slow Cooker

2 Pork Chops – rind cut off

250 gms sliced mushrooms

1 can diced tomatoes

1 onion

½ red capsicum

1 bunch brocollini

½ sweet potato

1 tlb spoon chicken stock powder

1 egg (for egg wash)

 

Recipe:

Dice pork into small cubes

Dice onion, capsicum, brocollini and sweet potato into small cubes

Place ingredients into slow cooker

Add 1 tbl spoon chicken stock powder

Add diced tomatoes

Sprinkle sliced mushrooms on top of the ingredients (do not mix so that the mushrooms are not overcooked)

Cook on High Heat for 3 hours then on Low Heat for 3 hours

Leave overnight to thicken

 

Heat oven to 200C

Cut each Puffed Pastry sheet into 9 squares (larger if desired)

Add ½ tbl spoon of casserole into each and fold over to make triangle

Line oven tray with baking paper

Brush egg wash onto each triangle

Bake for 20 minutes or until golden brown and crisp

 

Experience the Latitude One Wow Factor

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First residents to move in to Latitude One, Kenneth and Janette Scott, were thrilled when they first learnt about Ingenia Lifestyle Latitude One, saying it gave them that rare ‘wow factor’ they were hoping for.

“We had been searching for a home to downsize into for a very long time. We hadn’t found one that grabbed us until we came across Ingenia Lifestyle in our local shopping center and we were instantly interested.”

“When we saw the community – it had the instant wow factor,” Ms Scott said.

“None of the other communities we had seen even came close to Latitude One – they have certainly raised the bar.

“Our new home is perfect for us, we did downsize but it doesn’t feel like we had to sacrifice anything to do so – it’s so well designed, it has three bedrooms and even has an open plan living area, which is my favourite part.

“We enjoy going on holidays and being able to go travelling at a moment’s notice is something we want to make the most of at our age. In November, we are going on a cruise and we feel very secure leaving our home, the community is very safe.

“My husband and I have seen the plans for the new clubhouse too and can’t wait to enjoy all the activities that will be on offer – we love being social and getting to know everyone,” she said.

The centrepiece of Latitude One will be a multi-million dollar clubhouse and resort-style facilities including a cinema, library, sports bar and bowling green.

A wellness centre with a heated pool, gym and consulting rooms for visiting medical practitioners will also be available for residents.

Experience the wow factor with a tour of the brand new display village with the project sales team. Contact Sheree Richardson on 0408 295 737 or visit www.liveinportstephens.com.au for more information.

Empty Nesters Make the Most of Their New Lifestyle

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It’s been widely reported that, as Australia’s ageing population increases, so do a range of implications for seniors choosing to live out their retirement in their cumbersome homes.

An empty nester home can mean many seniors may struggle to fund and support a new lifestyle, especially if the majority of their fixed income and time is spent maintaining a home that is no longer suitable to their needs.

Ingenia Lifestyle Albury Project Sales Manager, Megan Collins said downsizing and moving to a smaller, more manageable home generally provides the chance for seniors to free up both capital and time, while securing more age-appropriate accommodation.

“You will be surprised at how reducing the size of your home also cuts down on your daily chores and maintenance, freeing up your time for leisure activities, spending time with your family and getting more well-earned rest,” Megan said.

Albury couple, David and Pauline Kaddatz had been living in their large home for 38 years.

The kids had left years prior and it was just the two of them living in a large three bed home with big yard and shed out the back.

“We became attached to the clutter but had to let things go. And once we knew what our future was going to look like we knew we had to get rid of the stuff.

“When it came time to sell the home, it sold in a week so that part wasn’t hard.

“Even though we still work, downsizing has meant there is less maintenance to do, we are more relaxed and there is more time to ourselves. We go out and explore the region so it’s like being on holidays.

“Albury has everything here, shopping, medical facilities, it’s located close to Sydney or Melbourne and for great day trips, you’re near the snow, Murray River, Hume Dam and lake, mountains, wineries, clubs and sporting facilities.

“We often go for a drive and choose north, south, east or west there is so much to see,” Pauline said.

Ingenia Lifestyle Albury has brand new homes selling from $195,000. Call Megan Collins on 0459 955 122 or for more information please visit www.liveinalbury.com.au

 

The Downsizer Contribution: A tax-free incentive to fund a comfortable retirement

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If you’re picturing an ideal retirement but uncertain if your savings are enough to carry you through, the Australian Government has a new incentive aimed specifically at downsizers aged over 65.

From 1 July 2018, eligible seniors can take advantage of the Downsizer Contribution which encourages home owners to sell their empty nester asset and use the proceeds to top up their superannuation with a one-off contribution.

Seniors lifestyle and finance expert and author, Rachel Lane, spends time travelling across the country educating seniors on the variety of living options available for downsizers.

With the commencement of the new government incentive, Rachel advises seniors to do their research and seek advice about the personal implications before rushing to put the ‘For Sale’ sign up on their home.

“While the new Downsizer Contribution is a tax-free solution to funding a more secure retirement, there are two major factors for seniors to consider.

“Firstly, seniors need to do their research on what suitable accommodation choices are available for them and secondly, is investing in superannuation the best solution as it can affect your pension entitlements.

“Unlike previous proposed downsizing incentives this new one has no exemptions applied to the asset or income test which means making extra contributions to your super can affect your pension.

“As a general rule the income test bites you first but the asset test bites you harder, if the money from the sale of your house has pushed you over the asset threshold ($547,000 for singles and $823,000 for couples) by $100,000 then your pension would reduce by $7,800 per year so obviously the superannuation would need to earn 7.8% after fees and tax just to replace the lost pension,” Rachel advises.

How can I make the downsizer contribution work for me?

How can I make the Downsizer Contribution work for me?

The Downsizer Contribution enables a self-funded retiree to sell the family home and structure their financial affairs to maximise superannuation income.

For seniors looking to downsize into a lifestyle community the Downsizer Contribution also means they can take up the incentive while potentially gaining access to more government entitlements.

Ingenia Chief Operating Officer, Nikki Fisher said the incentive will help seniors get out of their asset rich, income poor situation, which many older Australians find themselves in now.

“By making a tax-free super contribution senior Australians have a real opportunity to fund a more secure retirement, free up the equity from their homes and boost their super balance at the same time, by up to $300,000 for an individual or $600,000 for a couple.

“Considering the average super balances at retirement are $270,710 for men and $157,050 for women, adding an extra $300,000 into a super fund would more than double (for men) and almost triple (for women) those super balances.

As a leading owner, operator and developer of affordable seniors housing communities in Australia, Ingenia’s lifestyle portfolio is certainly responding to the needs of downsizers who are looking to purchase a more suitable place to retire in.

“Ingenia Lifestyle’s innovative land lease ownership model delivers a very viable option for those seniors looking to downsize and access the incentive with a low entry cost to purchase a new home, the elimination of stamp duty fees, no exit fees and residents keep 100% capital gains made on the home.

“Low ongoing costs mean residents can make their super last longer, additionally, purchasing a brand new home in a land lease community like Ingenia Lifestyle may enable eligibility for rent assistance giving seniors access to more government funding,” Nikki said.

Rachel Lane Case Study: Sue and Garry from Greenacre

Sue and Garry decide to sell their three bedroom home in Sydney’s inner western suburb of Greenacre and achieve $1 million on the sale.

They make a sea change and purchase a brand new home in a land lease community such as Ingenia Lifestyle Lake Conjola for $330,000. They both contribute to their super $600,000 of tax free dollars.

After downsizing Sue and Garry have $70,000 in cash to purchase a caravan or go on a holiday knowing they have secured their future, their home is being looked after while on the road and they come back to a lifestyle community with social and wellbeing programs. They are also an extra $10,734 better off each year in income.^

  Stay in place                Downsize and make a tax-free super contribution
Pension $35,568 pa $13,000 pa
Rent Assistance Nil $3,302 pa
Superannuation Contribution earnings Nil $30,000 pa*
Income per annum $35,568 pa $46,302 pa

Plus a new home and $70,000 in cash to fund their new lifestyle

*Assuming their new super contribution of $600K is earning 5%pa
^We recommend you seek professional advice from a financial planner who specialise in seniors finance. Our figures have been supplied by Rachel Lane from Village Gurus.

Am I eligible for the Downsizer Contribution?
To be eligible, downsizers must answer yes to all of the following:

  • You are 65 years old or over at the time you make a downsizer contribution (there is no maximum age limit)
  • The amount you are contributing is from the proceeds of selling your home where the contract of sale was exchanged on or after 1 July 2018
  • Your home was your primary place of residence, owned by you or your spouse for 10 years or more prior to the sale
  • Your home is in Australia and is not a caravan, houseboat or other mobile home
  • The proceeds (capital gain or loss) from the sale of the home are either exempt or partially exempt from capital gains tax (CGT) under the main residence exemption, or would be entitled to such an exemption if the home was a CGT rather than a pre-CGT (acquired before 20 September 1985) asset
  • You have provided your super fund with the downsizer contribution form either before or at the time of making your downsizer contribution
  • You make your downsizer contribution within 90 days of receiving the proceeds of sale, which is usually the date of settlement
  • You have not previously made a downsizer contribution to your super from the sale of another home.

Contact Ingenia Lifestyle Today

If you would like to know more about the Downsizer Contribution you can contact our Project Sales Team on 1800 135 010 or contact us online here.

 

New $75 million community breaks ground at Coffs Harbour

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Ingenia Lifestyle has celebrated the official start of its second Star Collection community, Plantations, located in the seaside town of Woolgoolga on the NSW mid-north coast.

The momentous occasion was marked with a breaking ground event on Friday 4th May as Ingenia CEO, Simon Owen and official dignitary, Mayor of Coffs Harbour City Council, Denise Knight, turned the first sod, along with members and contractors from the project team.

Simon said the addition of Plantations added to the new range of Star Collection communities which provide gold-class resort facilities in an affordable lifestyle setting.

“We have recorded strong sales at our first Star Collection community further south in Port Stephens at Latitude One and our South West Rocks community has now sold out,” Simon said.

Coffs Harbour Mayor Denise Knight said Plantations was a great investment into the local community and provided a more affordable seniors living solution for many years to come.

“Coffs Harbour is so lucky to have this new community in our region, facilities such as the ones Ingenia is set to provide can only attract more seniors looking for a sea change.

“This different type of housing model truly compliments the Coffs Harbour lifestyle and offers downsizers more choice, control and flexibility in their retirement,” Cr Knight said.

Set on 19.5 hectares Ingenia’s new land lease community will deliver 196 homes, with 68 homes and a display village all set to be delivered within the first stage.

If you think you’re ready to downsize, free up some money and love more out of life, become a VIP First Choice Club member and reserve your new lifestyle today. Registrations are now open!

For further information please contact Wendy Hobson on 0448 714 021 or visit www.liveincoffsharbour.com.au to enquire.

Local Men’s Shed building awareness for Men’s Health

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Men at Ingenia Lifestyle The Grange have rallied together in a bid to break down the stigma surrounding mental and physical health for men, which also coincided with Men’s Health Week in June.

The Australia wide campaign encourages communities and organisations to come together, raise awareness and discuss some of the key health issues facing men.

Village Manager Bethany Jones said residents were passionate about generating as much awareness as they could to help put a stop to the stigma surrounding men’s health.

“Men’s Health Week helps to shine a light on some of the key health issues facing men and how we need to be talking about these, not just this week, but year-round.

“Here at The Grange, our male residents banded together to start their own men’s shed as a way to build friendships and to encourage more men to talk about their health – they also keep themselves busy with handy projects around the community, such as restoring furniture.”

“Our community’s Men’s Shed has become a popular gathering for residents to get together, check in on both your physical and mental health, and have a cuppa and a chat with each other.

Resident of Ingenia Lifestyle The Grange, 68-year-old Phillip Tengdahl, said the group started seven years ago to create a sense of camaraderie within the community.

“Getting together has created a lifeline for some of the men, this camaraderie group will last a life time – the Men’s Shed allows us to interact with others who are at the same stage of life as us.

“Men don’t always know how to reach out, so having a place where we can regularly catch up means we can check in and build new friendships with our neighbours.

“I never really thought about men’s health and the stigma around it – I always thought “she’ll be right”, but it wasn’t until I was diagnosed with type two diabetes that I really read up on the importance of men’s health. It was shocking to know that statistically, men die younger,” Phil said.