Downsizers Maximising their Finances with Road Map to Retirement Events

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Downsizers looking to understand their retirement living options, the legal implications of contracts and how the recent pension changes may have affected them have flocked to our most recent Road Map to Retirement seminar Port Stephens Nelson Bay Golf Club.

Author, finance expert and government advisor Rachel Lane guided guests through the tips to downsizing and unlocking equity.

Attendees also heard from Martin Checketts, partner at Mills Oakley law firm. As an experienced advisor on the legal implications of contracts with retirement villages and aged care providers, Mr Checketts provided guests with a comprehensive overview of their legal rights on their downsizing journey.

High tea and refreshments were provided for guests who then had the opportunity to see first-hand the benefits of downsizing to maximise a more active lifestyle.

If you’re in Victoria, and can make your way to our next seminar on Wednesday 11th October, click here for the event details.

The Road Map to Retirement seminar will explore:

  • Different ownership models in retirement and lifestyle communities
  • Impacts on pension entitlement and eligibility for rent assistance
  • Legal implications and contractual differences
  • Benefits of freeing up equity from within your home

Over 55s finance expert and author Rachel Lane said now is an opportune time for seniors to re-evaluate their finances and think about what lifestyle changes could better prepare them for the future.

With home ownership viewed as an investment for the future, for some pensioners, downsizing the family home could be a crucial factor to free up much needed funds and retain financial independence.

“A lot of people look at downsizing to either a land lease community or retirement village, however, they are distinctively different and can be hard to compare,” Ms Lane said.

The seminar will also be an opportunity for guests to find out about Ingenia Lifestyle Lara, an innovative over 55s lifestyle-focused land lease community, just 20 minutes from Geelong. Call Zoe Ilich-Paul on 0436 653 793 to book your spot – places are limited!

Lara’s Lifestyle Living In High Demand


Ingenia Lifestyle Lara is emerging as a sought after location for Victorians looking to downsize as Stage Three nears sell out and the first allotment in Stage Four launched this week.

Project Sales Manager, Kerri Hughes said, purchasers were more at ease knowing they didn’t have to pay stamp duty or other hidden fees.

“Downsizing to a lifestyle community where you own the home and lease the land means there are no government charges, no entry or exit fees and no refurbishment fees.

“You own 100% of the capital growth and after downsizing we see many of our residents now able to enjoy a new lifestyle, spending more time doing what they want to do, like locking up to leave and travel,” Kerri said.

The brand new display village is now open for all to inspect with a variety of home designs to choose from ranging from 1 bed, 1 bath floor plans for singles or grey nomads, all the way up to 2 bed + study, 1.5 bath floor plans for those seeking a little more space for entertaining guest.

For more information please contact Kerri Hughes on 0491 229 257 or visit

Men Urged to Start Talking About Their Health


Men across Australia are being urged to keep the balance between a healthy body and a healthy mind in the lead up to this year’s Men’s Health Week, which will be celebrated from June 12-18.

The annual Men’s Health Week provides an opportunity to raise public awareness for the unique health concerns facing men around Australia.

During the course of the week, events, health checks and seminars will be held to help educate men and their families on positive health and wellbeing, as well as the warning signs to look out for.

One local man striving to encourage more men to talk openly about their health is Ingenia Lifestyle Lara resident Bill Fulton, who has organised a program full of doctors and expert speakers to talk to fellow residents and the community during the health week.

“This year’s Men’s Health Week program includes a variety of presenters that will speak to men on a range of topics, including strokes, osteopathic, exercise, diabetes, skin cancer and improvements for everyday health and wellbeing,” Mr Fulton said.

“We are also encouraging spouses and partners to attend the talks to help prompt men to take better care of themselves, particularly as they get older.”

This isn’t the first time the Lara locals have strived to champion men’s health and wellbeing – having started a Men’s Group in the community to build friendships and to encourage more men to socialise.

“We started the group about 18 months ago in the hope of providing a more structured program of events for men in the community to participate in – and we are still going strong today,” Mr Fulton said.

“About 15 men from the community meet every fortnight for a get together and every alternate fortnight we have an outing.

“We cover a whole range of interests and activities. We have visited such places as Science Works, The War Memorial Shrine in Melbourne, the restoration of a World War 2 Bomber and a Ferry Trip from Queenscliff to Sorrento for lunch.”

Ingenia Lifestyle Lara will continue to support its local men’s group, with the construction of a community Men’s Shed set to be completed later this year.

Ingenia Lifestyle Lara’s Men’s Health Week program is running from 13 – 16 June at Ingenia Lifestyle Lara, 40 Watt Street, Lara.

For more information or for a copy of the Men’s Health Week program please contact Ingenia Lifestyle Lara’s Business Development Manager Dianna McGrath on 0476 839 644.

Downsizing Demand Drives Display Village Grand Opening


Lara is emerging as a sought after location for Victorians looking to downsize and reap the financial rewards of the land lease ownership model.

To cater to the growing demand for affordable, lifestyle living options for downsizers, Ingenia Lifestyle Lara has launched five new display homes to the market in time for its Display Village Grand Opening on Saturday 20 May 2017 from 10am – 2pm.

Project Sales Manager Kerri Hughes said those looking to downsize the family home were invited to tour the new one and two bedroom display homes that provide downsizers with a selection of homes designed for singles, couples and those who require extra space after downsizing.

“By providing buyers with a range of options, downsizers can select their new home based on their individual and lifestyle needs with the advantage of living in a brand new home with no stamp duty, exit fees or council rates,” Ms Hughes said.

“Our Open Day provides an opportune time for prospective downsizers to come in and see first-hand how buying into a land lease community can not only offer a variety of financial benefits, it can also offer an improvement in lifestyle, health and wellbeing.”

When Ingenia Lifestyle Lara resident Dianne Johnson embarked on making plans for her future, she decided to downsize to a community where there was more transparency in the agreement and would not put a strain on her financial security.

“Purchasing a home at Ingenia was made so much easier knowing that I didn’t have to pay any stamp duty and there were no hidden fees. I think that’s why I bought so quickly,” Ms Johnson said.

“Realising that I could actually afford a brand new home was a huge relief for me financially. The added benefit of leasing the land and access to wonderful lifestyle facilities enables me to live the life I love.

“The community in Lara is just lovely, our location has the quietness of the country with the convenience of the city provided by easy access to Geelong and Melbourne.”

On the day, guests will have the opportunity to enter Ingenia Lifestyle’s free competition to go in the draw to win a cruise valued at $5,000 plus enjoy a selection of light refreshments and tour the $3.1 million dollar clubhouse and its resort-style facilities.

Setting new benchmarks in quality affordable senior’s accommodation, Ingenia Lifestyle Lara have brand new homes starting from $219,000.

For more information on downsizing visit Ingenia Lifestyle Lara’s Display Village Grand Opening on Saturday 20 May or contact the Project Sales Manager, Kerri Hughes on 0491 229 257 or visit

Ingenia Lifestyle’s Ownership Model is Winning Over Buyers


Downsizers staying in a large family home to avoid paying tens of thousands of dollars is a well documented and current issue affecting asset-rich, cash-poor seniors.

For those who may be able to capitalise on recent house price increases, the ability to downsize into an Ingenia Lifestyle community, without having to pay stamp
duty costs, is a welcome relief.

When Ingenia Lifestyle Lara resident Dianne Johnson embarked on making plans for her future, she decided to downsize to a community where there was more transparency in the agreement and would not put a strain on her financial security.

“Purchasing a home at Ingenia was made so much easier knowing that I didn’t have to pay any stamp duty and there were no hidden fees. I think
that’s why I bought so quickly.

Setting new benchmarks in affordable housing, Ingenia Lifestyle Lara is helping downsizers to maximise their active lifestyle by freeing up equity from their old home and purchasing a brand new one, while leasing the land.

“Realising that I could actually afford a brand new home was a huge relief for me financially. The added benefit of leasing the land and access to wonderful lifestyle facilities enables me to live the life I love,” Ms Johnson said.

“The community in Lara is just lovely, our location has the quietness of the country with the convenience of the city provided by easy access to Geelong and Melbourne.”

Ingenia Lifestyle Project Sales Manager Kerri Hughes said residents have the best of both worlds at Lara, with the amenities of the CBD at their doorstep combined with the serenity of the suburbs.

“Our community, provides the perfect alternative to traditional city living for prospective homebuyers, particularly with the launch of four new home designs and floor plans now open for inspection.”

“With brand new homes starting from just $219,000, it is a great time to investigate the benefits of the land lease model, and everything that the Lara lifestyle has to offer,” Kerri said.

For more information please call Kerri on 0491 229 257 or visit

Ingenia Lifestyle at the Forefront of the Retirement Revolution



With Ingenia Lifestyle setting new benchmarks in affordable housing for over 55s, it’s no surprise the producers from Channel 9’s A Current Affair TV programme called Ingenia Lifestyle to become part of their focus on retirement living.

The producers were impressed with how our innovative model allows over 55s to free up the equity from their old homes and downsize into a land lease community without the legal and financial traps most seniors are afraid of.

Residents are then able to live in a brand new home, making the unique ownership model one of Australia’s newest seniors living trends available to the downsizing market.

The story aired on Channel 9’s A Current Affair on Friday 10 March and Ingenia Lifestyle Lara residents were ecstatic to see their village being shown to more than one million people around the country.

Demand Increase For New Seniors Living Trend In Land Lease Communities


Leading owner, operator and developer of over 55s communities, Ingenia Lifestyle, is recording an unprecedented number of sales and expressions of interest from clients looking for a new alternative to the traditional ‘price gouging’ retirement model.

Lifestyle-focused land lease communities are one of Australia’s newest senior living trend available to the downsizing market, with Ingenia Lifestyle setting new benchmarks for affordable senior’s accommodation.

The popularity of the model is its simplicity; residents purchase a new home and lease the land, offering a much more affordable price point, eliminating the need for residents to pay stamp duty or entry and exit fees.

Ingenia Chief Operating Officer Nikki Fisher said the popularity of Ingenia Lifestyle’s land lease communities comes at a time when many senior Australians are grappling with the issue of housing affordability.

“Those who look to downsize and relocate to an over 55s lifestyle community often pay less for their new home, which provides them with more capital to fund their senior years,” Nikki said.

“Lifestyle-focused land lease communities are one of the newest senior living trends available to the downsizing market, allowing residents to own a home but lease the land offering a more affordable entry price point with no stamp duty or complicated exit fees.

“Many lifestyle community residents are also able to access rental assistance, another added comfort each fortnight and take part in the Ingenia Care Wellbeing Program so residents can continue to live independently.”

One simple site fee covers maintenance, management of the community and facilities, with the home owner retaining 100% of any capital gains made on the property, if they choose to sell their home.

Ingenia Lifestyle Lara has recorded a high level of demand for more affordable and age appropriate accommodation in the Geelong region with the current stage nearing 70% sold and only a handful of homes remaining.

Plans to launch the next new stage is well ahead of schedule and brand new homes will be available for sale from $209,000.

Lara Resident Can’t Shake The Travel Bug


Active senior Carmel Helman is one of the thousands of over 60s who has been firmly bitten by the travel bug, having just completed the gruelling Camino de Santiago, an 800km pilgrimage across Europe.

The Ingenia Lifestyle Lara resident, Carmel said the trip was very liberating, and the first time she was travelling part of the trip on her own, which fuelled a sense of excitement.

“It was certainly the most challenging trip I’ve done, walking every day from point A to point B on the Camino Trail is difficult but the beautiful scenery is worth it,” Carmel said.

“I found the Camino Trail very liberating and rewarding, I came home feeling calmer and with a great sense of achievement.

“I was nervous that my feet wouldn’t hold up at the beginning, but each night after a little rest you just felt fantastic and rearing to go again the next day.

Carmel is one of thousands of Australian’s aged 60 plus who are increasingly catching the travel bug compared to the younger population. According to the Australian Bureau of Statistics people 60 years and over was the only group to show an increase in overseas departures at 17.2 per cent in 2015-16, a rise of 4.1 percent compared to the 2005-06 period.

“Coming from a different generation, travel was not as accessible in our 20s as it is for those today.  There were different expectations, so I can see why so many who are 60 plus are booking those trips away. It also helps that I don’t have a huge home to worry about while I am away – I can lock and leave and enjoy my trip.”

“Ingenia Lifestyle Lara is great for people who love to travel, you can lock up and leave knowing that there are plenty of people to check in on your home.”

Ingenia Lifestyle Lara Project Sales Manager Kerri Hughes said the flexibility that the lock and leave homes provide, allow residents to lead the life they want with the security knowing that their home is being looked after while they’re away.

“We encourage our residents to be adventurous and connect with like-minded friends and neighbours in a safe and secure community,” Ms Hughes said.

As Carmel increased her training, she walked the community grounds daily with her backpack and walking boots, making all the neighbours very curious as to what she was doing.

“The facilities at Lara were a real asset to Carmel’s training as she was able to use the gym to build her strength with some weight training and the pool for additional training,” Ms Hughes said.

Q&A With Ingenia Lifestyle Lara Residents


Andrew and Chris Matthews have lived at Ingenia Lifestyle Lara for 18 months and share their thoughts, experiences and what life is like now they live in a lifestyle community.

Why did you decided to make the move to Ingenia Lifestyle Lara? Where were you beforehand?
We have been living at Ingenia Lifestyle Lara for about 18 months. We used to live in Bell Park which is closer to Geelong but still only 15kms away. One day we heard about Ingenia Lifestyle Lara and decided to give them a go. The staff couldn’t have been more accommodating and we couldn’t have asked for nicer people to deal with during the transition, they were absolutely marvellous!

What’s life like after downsizing?
Before downsizing we were sort of in a rut without realising and needed a change. We were set on the idea of village life and thought it would be nice and about time we downsized. We didn’t realise what a great opportunity it would be. It is really good to clear everything out and you feel like you no longer have this great weight on your shoulders.

What’s your new home like?
We have a 2-bedroom house. Even though we have downsized there is still plenty of room and we have a really nice alfresco area that we enjoy using. We love the security that we feel in our home. Being a gated community, with extremely helpful staff that are always available and willing to help, it really makes you feel secure.

Why is Ingenia Lifestyle Lara a great place to live? What do you love about it?
It is just beautiful! We love everything about it.  We love the lake, the gardens, parks and the open spaces and we have always thought that the club house is really beautiful.

All the people in the village couldn’t be nicer or more helpful. Even when you don’t know someone too well they are always friendly and no one is too intrusive. We think it is just a great small community. We have made heaps of great friends since living at Ingenia Lifestyle Lara.

It is great that the village always looks so lovely with all of the front yards maintained by Ingenia Lifestyle. We think the location is great too. As we both still work, it is nice and convenient for both of us and we are only 45 minutes from Melbourne for a day out.

Does your family visit?
We have one grandson and he often comes and stays with us, he has his own room in the house. We have just had him this past weekend so that his parents could take the opportunity to have a weekend to themselves. Lots of our neighbours have their grandchildren come and stay which is really great too. Our daughter also lives in the township and we really wanted to be near her.

What’s your favourite things to do at Ingenia Lifestyle Lara?
We really like the gardens and the BBQ area. We love the clubhouse and we love, love, love the pool. Andrew is part of the Garden Group and we run and look after a community garden in the village growing vegetables that we then sell within the village. The profits from what we sell then go back into the garden and its expansion.

For more information please visit or call Kerri Hughes on 0491 229 257

Ingenia Lifestyle Lara celebrates Geelong Seniors Festival


Downsizers seeking an active lifestyle are invited to Ingenia Lifestyle Lara to celebrate the Geelong Seniors Festival this October and learn first-hand the benefits of community living at the five events scheduled at the community.

As demand grows for affordable seniors community living, Ingenia Lifestyle Lara only has a handful of homes remaining, with plans to launch its next new stage soon.

Land lease communities are a popular living trend for seniors where residents own a home but lease the land, creating a more affordable entry price point for those looking to downsize.

Ingenia Lifestyle Lara homes sell from $165,000, with no entry or exit fees, stamp duty, rates or deferred management fees providing the perfect opportunity for over 45s looking to downsize with the added bonus of stamp duty exemptions.

Resident, Jan Elevato is enjoying all that Ingenia Lifestyle Lara has to offer. Jan said that weekly classes in the pool were very popular and a great way to remain active.

“I love the social life! The people are great, neighbours are fantastic and I have made fantastic friends since being here. I love that there is always plenty to do and the social life of the village.

“There is always something going on at the clubhouse which is great, lots of different functions to participate in, which I think is why there is such a great sense of community,” Jan said.

Ingenia Lifestyle Lara boasts a $3.1 million state-of-the-art clubhouse with stage, dance floor, lounge, library, internet kiosk and fitness centre. The resort style facilities also include a tennis court, billiard & darts area, bowling green, indoor heated swimming pool with sauna and spa, multi-purpose room and commercial chef-standard kitchen, large function dining hall, BBQ and outdoor entertaining alfresco area.

Geelong Seniors Festival – Ingenia Lifestyle Lara activities:

  • Monday, 3 October, 10am – 12pm Morning tea and information session
  • Tuesday, 11 October 10am -12pm Morning tea and bingo
  • Friday, 21 October, 1pm – 3pm Afternoon tea and Don Fisher melodies
  • Saturday, 22 October, 10am – 12pm Health & Wellness Seminar presented by Niagara Therapy
  • Wednesday 26 October, 1.30pm – 3.30pm Afternoon tea and bowls

For more information, please call Dianna on 0476 839 644 or visit Ingenia Lifestyle Lara, 40 Watt St, Lara,