A Day in the Life with Mike and Jan at Ingenia Lifestyle Lara

What makes Ingenia Lifestyle a great place to live? You’re invited to follow us as we join Mike and Jan for a day as they go about their usual activities in our Victorian-based community in Lara, near Geelong. 

“Life at Ingenia is one heck of a lifestyle, we have plenty of amenities to keep you busy all day long. For me though I love to get out and about,” Mike said.

6am: I have an electric bike which I ride for 5km every morning while my wife is the gym on the bike or boxing.

     

 

8am: After morning exercise we then sit down for a lovely breakfast together.

11am: Jan goes to volunteer at the local op-shop. The main motivation for volunteering is the community, we are so very fortunate and we are just giving back what the community has given us.

12pm: When I’m not at Ingenia, I volunteer with the Geelong Coast Guard, where I assist with the boats on the water and tow them in if they are in trouble. I think I first fell in love with the water when I was a Naval reserve, from then on I always wanted to live and work on the water.

4pm: We love to use the many community facilities and enjoy a causal game of bowls on the community bowling green.

5pm: Of an evening you can find Jan and myself up in the clubhouse, where we like to catch up with our friends and have a few games of snooker and ping pong.

On other days: We are so well located here at Lara, the airport is only 12 minutes away so that makes travelling easier and if I feel like surfing we are not too far away either.

Ingenia Lifestyle Lara has brand new homes for sale. For more information please call Dianna McGrath on 0476 839 644 or visit www.liveinlara.com.au

Over 55s Urged to Take Advantage of Home Price Rise

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As median house prices continue to rise across the country, now is an opportune time for many asset-rich, cash-poor seniors to downsize their large homes, boost their cash reserve and improve their lifestyle.

The Australian Bureau of Statistics’ latest residential property price index revealed median house prices rose across most capital cities in the 12 months to June 2017, with the highest growth in Melbourne and Sydney (13.8 per cent),  and Brisbane’s property prices increasing by three per cent[1].

Author, seniors finance expert and government advisor Rachel Lane said senior homeowners could boost their cash reserves by downsizing their home, selling while prices are high and moving into more affordable accommodation.

“Lifestyle-focused land lease communities, for example, are one of the newest types of affordable housing catering to the over 50s market.

“While the homes on offer are of an increasingly high quality, the entry price point is kept low since residents lease, rather than own the land, with low weekly fees. This pricing model eliminates the need to pay stamp duty, entry and exit fees and in some cases, the resident is then eligible for rent assistance.

In Queensland’s Logan City, the house prices in areas like Chambers Flat ($565,000[2]) are more than double (59 %) the $229,000 starting point for the nearby Ingenia Lifestyle Chambers Pines community.

“I would urge seniors to pay close attention to median house prices in their area and affordable housing price points like these to get a better sense of the type of cash reserves they might be able to access.”

“While housing affordability is generally considered a young person’s issue restricting entry to the market, it is also a major problem for those that do own a home but rely on a low weekly income,” Ms Lane said.

Ingenia Lifestyle Chambers Pines Project Sales Manager Lynda Ruddell said the unique land lease model was attracting more attention due to the flexible benefits that allow downsizers to pursue a financially stable lifestyle based on independence, health and wellbeing.

“The innovative design of the new homes allows buyers to reap the financial benefits of the land lease model, meaning residents retain their eligibility for government rental assistance on the weekly site fees,” Ms Ruddell said.

In Victoria, for the 12 months from March 2016 to March 2017, the overall medium house price in Victoria rose to $526,000[3], while in Lara, the medium house price is listed at $435,000[4], allowing some homeowners the opportunity to boost their cash reserves by tens or hundreds of thousands of dollars by selling while prices are high and moving into more affordable accommodation.

Ingenia Lifestyle Lara Regional Sales Manager, Zoe Ilich-Paul, said lifestyle-focused land lease communities are an innovative senior’s home ownership model where the entry price point is kept low since residents lease, rather than own, the land.

“Land lease communities also eliminate the need for residents to pay stamp duty, there are no exit fees and in some cases, residents are eligible for rent assistance on the weekly site fees.

“Our home designs are of an increasingly high quality while providing residents with more capital to fund their senior years,” Zoe said.

Ingenia Lifestyle Lara has a range of home designs starting from $219,000 for a one bedroom floor plan with open plan living and dining and a number of surprise features including covered decking, front landscaping, European stainless steel kitchen appliances and split system air conditioning.

 

 

[1] http://www.abs.gov.au/ausstats/abs@.nsf/mf/6416.0

[2] Residex Suburb Report – Chambers Flat 4133 QLD http://www.residex.com.au/free-report

[3]  https://www.propertyandlandtitles.vic.gov.au/__data/assets/pdf_file/0030/63399/Victorian-Property-Sales-Report.pdf

[4] https://reiv.com.au/market-insights/suburb/lara

 

Putting Women First as we Celebrate Women’s Health Week

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During the 4th to the 8th September, Ingenia Lifestyle Lara celebrated Women’s Health Week with a series of  fun, pampering and educational events.

Business Development Manager, Dianna McGrath said the residents did all of the work to pull together the week’s schedule of events with massive support form Ingenia Lifestyle Lara.

“The focus was about putting women first and inviting our residents and guests in to attend free events that were arranged by our wonderful group of residents, headed up by Heather Swain.

“We started each day with a 10am walk through the community followed by a coffee and tea and biscuits. This was followed by some pampering by Dorothy and in the afternoon Hair Care by Julie.

“We had some fun events with craft morning teas, line dancing, yoga/pilates, table tennis and some belly dancing, it was lots of fun and we had lots of laughs.

“We also had some wonderful guest speakers from the Corio Community Nurse, a Myotherapist to discuss pain management, Osteoporosis talk by Vital Health Chiropractic Lara and a McGrath Breast Care Nurse providing a lot of great educational information,” Dianna said.

Thanks to all who came along and those who were involved in setting up the events, including Heather who has had such amazing feedback from her fellow residents about the week’s events.

Resident, Heather Swain, main organiser of Women’s Health Week.

Downsizers Maximising their Finances with Road Map to Retirement Events

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Downsizers looking to understand their retirement living options, the legal implications of contracts and how the recent pension changes may have affected them have flocked to our most recent Road Map to Retirement seminar Port Stephens Nelson Bay Golf Club.

Author, finance expert and government advisor Rachel Lane guided guests through the tips to downsizing and unlocking equity.

Attendees also heard from Martin Checketts, partner at Mills Oakley law firm. As an experienced advisor on the legal implications of contracts with retirement villages and aged care providers, Mr Checketts provided guests with a comprehensive overview of their legal rights on their downsizing journey.

High tea and refreshments were provided for guests who then had the opportunity to see first-hand the benefits of downsizing to maximise a more active lifestyle.

If you’re in Victoria, and can make your way to our next seminar on Wednesday 11th October, click here for the event details.

The Road Map to Retirement seminar will explore:

  • Different ownership models in retirement and lifestyle communities
  • Impacts on pension entitlement and eligibility for rent assistance
  • Legal implications and contractual differences
  • Benefits of freeing up equity from within your home

Over 55s finance expert and author Rachel Lane said now is an opportune time for seniors to re-evaluate their finances and think about what lifestyle changes could better prepare them for the future.

With home ownership viewed as an investment for the future, for some pensioners, downsizing the family home could be a crucial factor to free up much needed funds and retain financial independence.

“A lot of people look at downsizing to either a land lease community or retirement village, however, they are distinctively different and can be hard to compare,” Ms Lane said.

The seminar will also be an opportunity for guests to find out about Ingenia Lifestyle Lara, an innovative over 55s lifestyle-focused land lease community, just 20 minutes from Geelong. Call Zoe Ilich-Paul on 0436 653 793 to book your spot – places are limited!

Lara’s Lifestyle Living In High Demand

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Ingenia Lifestyle Lara is emerging as a sought after location for Victorians looking to downsize as Stage Three nears sell out and the first allotment in Stage Four launched this week.

Project Sales Manager, Kerri Hughes said, purchasers were more at ease knowing they didn’t have to pay stamp duty or other hidden fees.

“Downsizing to a lifestyle community where you own the home and lease the land means there are no government charges, no entry or exit fees and no refurbishment fees.

“You own 100% of the capital growth and after downsizing we see many of our residents now able to enjoy a new lifestyle, spending more time doing what they want to do, like locking up to leave and travel,” Kerri said.

The brand new display village is now open for all to inspect with a variety of home designs to choose from ranging from 1 bed, 1 bath floor plans for singles or grey nomads, all the way up to 2 bed + study, 1.5 bath floor plans for those seeking a little more space for entertaining guest.

For more information please contact Kerri Hughes on 0491 229 257 or visit www.liveinlara.com.au

Men Urged to Start Talking About Their Health

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Men across Australia are being urged to keep the balance between a healthy body and a healthy mind in the lead up to this year’s Men’s Health Week, which will be celebrated from June 12-18.

The annual Men’s Health Week provides an opportunity to raise public awareness for the unique health concerns facing men around Australia.

During the course of the week, events, health checks and seminars will be held to help educate men and their families on positive health and wellbeing, as well as the warning signs to look out for.

One local man striving to encourage more men to talk openly about their health is Ingenia Lifestyle Lara resident Bill Fulton, who has organised a program full of doctors and expert speakers to talk to fellow residents and the community during the health week.

“This year’s Men’s Health Week program includes a variety of presenters that will speak to men on a range of topics, including strokes, osteopathic, exercise, diabetes, skin cancer and improvements for everyday health and wellbeing,” Mr Fulton said.

“We are also encouraging spouses and partners to attend the talks to help prompt men to take better care of themselves, particularly as they get older.”

This isn’t the first time the Lara locals have strived to champion men’s health and wellbeing – having started a Men’s Group in the community to build friendships and to encourage more men to socialise.

“We started the group about 18 months ago in the hope of providing a more structured program of events for men in the community to participate in – and we are still going strong today,” Mr Fulton said.

“About 15 men from the community meet every fortnight for a get together and every alternate fortnight we have an outing.

“We cover a whole range of interests and activities. We have visited such places as Science Works, The War Memorial Shrine in Melbourne, the restoration of a World War 2 Bomber and a Ferry Trip from Queenscliff to Sorrento for lunch.”

Ingenia Lifestyle Lara will continue to support its local men’s group, with the construction of a community Men’s Shed set to be completed later this year.

Ingenia Lifestyle Lara’s Men’s Health Week program is running from 13 – 16 June at Ingenia Lifestyle Lara, 40 Watt Street, Lara.

For more information or for a copy of the Men’s Health Week program please contact Ingenia Lifestyle Lara’s Business Development Manager Dianna McGrath on 0476 839 644.

Downsizing Demand Drives Display Village Grand Opening

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Lara is emerging as a sought after location for Victorians looking to downsize and reap the financial rewards of the land lease ownership model.

To cater to the growing demand for affordable, lifestyle living options for downsizers, Ingenia Lifestyle Lara has launched five new display homes to the market in time for its Display Village Grand Opening on Saturday 20 May 2017 from 10am – 2pm.

Project Sales Manager Kerri Hughes said those looking to downsize the family home were invited to tour the new one and two bedroom display homes that provide downsizers with a selection of homes designed for singles, couples and those who require extra space after downsizing.

“By providing buyers with a range of options, downsizers can select their new home based on their individual and lifestyle needs with the advantage of living in a brand new home with no stamp duty, exit fees or council rates,” Ms Hughes said.

“Our Open Day provides an opportune time for prospective downsizers to come in and see first-hand how buying into a land lease community can not only offer a variety of financial benefits, it can also offer an improvement in lifestyle, health and wellbeing.”

When Ingenia Lifestyle Lara resident Dianne Johnson embarked on making plans for her future, she decided to downsize to a community where there was more transparency in the agreement and would not put a strain on her financial security.

“Purchasing a home at Ingenia was made so much easier knowing that I didn’t have to pay any stamp duty and there were no hidden fees. I think that’s why I bought so quickly,” Ms Johnson said.

“Realising that I could actually afford a brand new home was a huge relief for me financially. The added benefit of leasing the land and access to wonderful lifestyle facilities enables me to live the life I love.

“The community in Lara is just lovely, our location has the quietness of the country with the convenience of the city provided by easy access to Geelong and Melbourne.”

On the day, guests will have the opportunity to enter Ingenia Lifestyle’s free competition to go in the draw to win a cruise valued at $5,000 plus enjoy a selection of light refreshments and tour the $3.1 million dollar clubhouse and its resort-style facilities.

Setting new benchmarks in quality affordable senior’s accommodation, Ingenia Lifestyle Lara have brand new homes starting from $219,000.

For more information on downsizing visit Ingenia Lifestyle Lara’s Display Village Grand Opening on Saturday 20 May or contact the Project Sales Manager, Kerri Hughes on 0491 229 257 or visit www.liveinlara.com.au

Ingenia Lifestyle’s Ownership Model is Winning Over Buyers

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Downsizers staying in a large family home to avoid paying tens of thousands of dollars is a well documented and current issue affecting asset-rich, cash-poor seniors.

For those who may be able to capitalise on recent house price increases, the ability to downsize into an Ingenia Lifestyle community, without having to pay stamp
duty costs, is a welcome relief.

When Ingenia Lifestyle Lara resident Dianne Johnson embarked on making plans for her future, she decided to downsize to a community where there was more transparency in the agreement and would not put a strain on her financial security.

“Purchasing a home at Ingenia was made so much easier knowing that I didn’t have to pay any stamp duty and there were no hidden fees. I think
that’s why I bought so quickly.

Setting new benchmarks in affordable housing, Ingenia Lifestyle Lara is helping downsizers to maximise their active lifestyle by freeing up equity from their old home and purchasing a brand new one, while leasing the land.

“Realising that I could actually afford a brand new home was a huge relief for me financially. The added benefit of leasing the land and access to wonderful lifestyle facilities enables me to live the life I love,” Ms Johnson said.

“The community in Lara is just lovely, our location has the quietness of the country with the convenience of the city provided by easy access to Geelong and Melbourne.”

Ingenia Lifestyle Project Sales Manager Kerri Hughes said residents have the best of both worlds at Lara, with the amenities of the CBD at their doorstep combined with the serenity of the suburbs.

“Our community, provides the perfect alternative to traditional city living for prospective homebuyers, particularly with the launch of four new home designs and floor plans now open for inspection.”

“With brand new homes starting from just $219,000, it is a great time to investigate the benefits of the land lease model, and everything that the Lara lifestyle has to offer,” Kerri said.

For more information please call Kerri on 0491 229 257 or visit www.liveinlara.com.au

Ingenia Lifestyle at the Forefront of the Retirement Revolution

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CLICK TO VIEW VIDEO

With Ingenia Lifestyle setting new benchmarks in affordable housing for over 55s, it’s no surprise the producers from Channel 9’s A Current Affair TV programme called Ingenia Lifestyle to become part of their focus on retirement living.

The producers were impressed with how our innovative model allows over 55s to free up the equity from their old homes and downsize into a land lease community without the legal and financial traps most seniors are afraid of.

Residents are then able to live in a brand new home, making the unique ownership model one of Australia’s newest seniors living trends available to the downsizing market.

The story aired on Channel 9’s A Current Affair on Friday 10 March and Ingenia Lifestyle Lara residents were ecstatic to see their village being shown to more than one million people around the country.

Demand Increase For New Seniors Living Trend In Land Lease Communities

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Leading owner, operator and developer of over 55s communities, Ingenia Lifestyle, is recording an unprecedented number of sales and expressions of interest from clients looking for a new alternative to the traditional ‘price gouging’ retirement model.

Lifestyle-focused land lease communities are one of Australia’s newest senior living trend available to the downsizing market, with Ingenia Lifestyle setting new benchmarks for affordable senior’s accommodation.

The popularity of the model is its simplicity; residents purchase a new home and lease the land, offering a much more affordable price point, eliminating the need for residents to pay stamp duty or entry and exit fees.

Ingenia Chief Operating Officer Nikki Fisher said the popularity of Ingenia Lifestyle’s land lease communities comes at a time when many senior Australians are grappling with the issue of housing affordability.

“Those who look to downsize and relocate to an over 55s lifestyle community often pay less for their new home, which provides them with more capital to fund their senior years,” Nikki said.

“Lifestyle-focused land lease communities are one of the newest senior living trends available to the downsizing market, allowing residents to own a home but lease the land offering a more affordable entry price point with no stamp duty or complicated exit fees.

“Many lifestyle community residents are also able to access rental assistance, another added comfort each fortnight and take part in the Ingenia Care Wellbeing Program so residents can continue to live independently.”

One simple site fee covers maintenance, management of the community and facilities, with the home owner retaining 100% of any capital gains made on the property, if they choose to sell their home.

Ingenia Lifestyle Lara has recorded a high level of demand for more affordable and age appropriate accommodation in the Geelong region with the current stage nearing 70% sold and only a handful of homes remaining.

Plans to launch the next new stage is well ahead of schedule and brand new homes will be available for sale from $209,000.