Strong Demand for Lifestyle Living in NSW Central Coast Region


The strong demand from over 55s looking to downsize can be seen across a number of Ingenia Lifestyle’s communities as Project Sales Manager, Jason Webb celebrates the milestone of selling more than 100 homes to seniors looking to downsize in the Lake Macquarie region.

Communities have sold out in Ettalong Beach and our Morisset community located Stockton Street, with homes selling now at The Grange and Chain Valley Bay.

Demand for lifestyle living has soared at Ingenia Lifestyle Chain Valley Bay, with the first three stages now sold out and the final future stage of  12 homes fast-tracked to meet the demand.

Downsizers are urged to register their interest with Ingenia Lifestyle’s First Choice Club and reserve their new home before the stage opens to the public.

The brand new homes, subject to council approval, will offer over 55s the opportunity to live in a unique and stunning location on the waterside of Chain Valley Bay.

Project Sales Manager Jason Webb said those looking to downsize needed to pre-register their interest for exclusive opportunities as the final 12 homes are expected to sell out.

“The First Choice Club registration is a fully refundable $1,500 deposit and our VIPs will have access to this opportunity before the general public,” Mr Webb said.

“Our innovative and unique land lease ownership model is providing a more affordable price point for buyers where owners are not required to pay stamp duty, exit fees or council rates,” Mr Webb said.

Contact Jason Webb on  0458 018 332 or click here for more information on Ingenia Lifestyle Chain Valley Bay.

What’s Best for me…do I Downsize or Stay in Place?


Over 55s finance expert and author, Rachel Lane, says downsizing can be an exciting time, but financial confusion is one of the reasons people delay moving to a lifestyle community, but when they finally make the move, their biggest regret is not moving sooner.

While many clients tell us their downsizing journey is an apprehensive one, their main queries are around comparing the costs of moving into a lifestyle community versus staying in place.

As demonstrated in the table below#, here is an example: Jean is a single pensioner born and bred on the central coast. She is looking to downsize her home, having lost her husband seven years ago. This, along with various other considerations, resulted in her decision to sell.

After achieving a sale price of $450,000 for her house, Jean made a decision to move to Ingenia Lifestyle Chain Valley Bay where she purchased a brand new home for $270,000.

Shirley freed up approximately $165,000 in equity that she can now use to enjoy the next stage of her life!

If we take a look into Jean’s estimated monthly costs after moving to an Ingenia Lifestyle community, compared to staying in place in the family home, Jean is $228.80 better off per month in her new home.

She is able to enjoy spending her new bank balance on herself and her family.

Costs to Downsize Ingenia Lifestyle
Chain Valley Bay
Staying in Place
House Value $450,000 $450,000
Minus Selling Costs -$15,000 $0.00
Remaining Equity after purchase of brand new home at $270,000 $165,000 $0.00
No Stamp Duty  x N.A
Council Rates 0 $220.00 / month
House & Contents Insurance $60.00 / month $100.00 / month
Utilities $60.00 / month $100.00 / month
Home Maintenance $30.00 / month $100.00 / month
Yard Maintenance $0.00 / month $50.00 / month
Site Fees & Lease of Land

Minus Rent Assistance

Equals total Monthly Site Fees

$600 / month

– $258.80

= $341.20*

Meals $400.00 / month $400.00 / month
Entertainment and Travel $100.00 / month $250.00 / month
No DMF or Exit Fees  x N.A
Secure Gated Community  Yes  x
Village Manager  Yes  x
Onsite community facilities, free activities  and bus trips  Yes  x
Living with like-minded people  Yes  x
Ingenia Wellbeing Program  Yes  x
Monthly Costs to Downsize

Plus Jean has $165,000 in cash freed up from the sale of her home

$991.20 $1,220.00

There are a variety of other non-financial benefits Jean takes advantage of too:

  • Ingenia Lifestyle’s purchasing model is unique with buyers purchasing a new, architecturally designed home and leasing, rather than owning the land. It offers a much more affordable entry price point and eliminates the need to pay stamp duty
  • There are no deferred management fees or entry or exit fees. You also keep 100% of the capital gains on the sale of the property
  • Downsize and de-stress knowing you don’t have cupboards, storage and a garage full of clutter
  • The communities are vibrant places to live with active people who all enjoy the independence, freedom and choice to live the way they want
  • There are more opportunities for socialising and meeting like-minded friends which provides many mental health benefits to improve your wellbeing
  • With less home maintenance you can free up your time to do more of the things you want to do such as travel or start a new hobby
  • Expect the monthly bills to be smaller after you downsize
  • Have your own set routine or join in the social activities at the clubhouse
  • You have the opportunity to take control of your future

Once you analyse the financial lifestyle and wellbeing advantages of living in an Ingenia Lifestyle community it is clear our residents are taking their new-found time to enjoy life!

#Many of the costs stated in this story are approximations and are only intended as that. Each community does vary and costs will depend on the individual location. Personal preference in many areas could change these costs so please keep this in mind.

*Site rental prices are subject to change. Rental assistance figures are indicative only and may vary depending on an individual’s circumstances. For more information visit

If you have further queries, we recommend you seek advice from a financial advisor who specialises in this area.

Opening our Doors to Downsizers


Ingenia Lifestyle Chain Valley Bay opens our door to downsizers who are looking for more benefits within a lifestyle-focused land lease community, where you own a brand new home and lease the land.

Project Sales Manager Jason Webb said now was an opportune time to tour the community with the first three stage sold out and a new opportunity to arrive very soon.

“Whether you’re ready to downsize now or just starting your research, the pension changes are forcing some to consider new housing options like land lease communities, to be able to pursue a financially stable lifestyle based on independence, health and wellbeing,” Jason said.

Ingenia Lifestyle Chain Valley Bay residents Helen and Dennis McNeil downsized to their new home earlier this year and are enjoying the benefits of active community living.

“We absolutely love living in our new home and are amazed at how close the community is to the water. When we came to one of the Open Days, we knew straight away that this is the place where we want to live.

“The environment is so relaxing. The view of Lake Macquarie is unbelievable but the homes are affordable. We think it is almost too good to be true – it’s a million-dollar view that we could afford!” Helen said.

The demand for land lease communities comes at a crucial time as many senior Australian’s are investigating options to free up equity to maintain financial freedom and the lifestyle they desire.

“This ensures a much more affordable entry price point and means new residents are often able to free up a substantial amount of equity raised in the sale of their previous home,” Jason said.

For more information on downsizing to Ingenia Lifestyle Chain Valley Bay contact Jason Webb on 0458 018 332 or visit 

Million Dollar Views Too Good to be True


Following stellar sales of Ingenia Lifestyle Chain Valley Bay’s first release of homes our community is now excited to welcome its first residents who are, in their own words, lucky to be enjoying their ‘million dollar views’ for more than half the price tag.

Project Sales Manager, Jason Webb, said Ingenia Lifestyle Chain Valley Bay is experiencing high demand this year due to competitive pricing, location and the independent lifestyle the community offers.

“This is a very popular land lease community in the NSW Central Coast area where downsizers live in a brand new home with a lower entry price point, no stamp duty fees and no entry or exit fees. This allows residents to free up enough capital to adopt an active over 55s lifestyle.

“Other land lease communities have hundreds of homes with no views, whereas Ingenia Lifestyle Chain Valley Bay provides a boutique offering with 48 homes on offer,” Jason said.

New residents Helen and Dennis McNeil moved into their new home in early September and are already experiencing the benefits of active community living.

Helen said her and her husband of 48 years made the move after looking for a new home on the lake waterfront since March.

“We absolutely love living in our new home and are amazed at how close the community is to the water. We came to one of the Open Days and we knew straight away that this is the place we want to live in,” Helen said.

“We brought our family along before we purchased our home and they said ‘if you don’t move here, you’re mad!’

“We love pretty much everything in our new home. We like the walking areas, the large deck for entertaining guests and all of the storage space.

“The community has a great pool, outdoor area, clubhouse and all the homes and finishes are top quality.

“The amenities are fantastic and you can see that they have put a lot of thought into everything.

“The beauty of living in a community is that you help one another. We really like this style of living as it is safe, secure and quiet.

“The environment is so relaxing. The view of Lake Macquarie is unbelievable but the homes are affordable. We think it is almost too good to be true – its a million dollar view!”

Ingenia Lifestyle Chain Valley Bay’s brand new homes are selling from $299,000. For more information please contact Jason Webb on 0458 018 332.

Caption: Ingenia Lifestyle Chain Valley Bay residents, Helen and Dennis McNeil enjoying their new home.

Boutique Lifestyle Living on the Central Coast


Over 55s looking to capitalise on house price increases and downsize into waterfront living have the opportunity to live in a stunning lifestyle community on the NSW Central Coast.

Ingenia Communities’ Active Lifestyle Estates Chain Valley Bay responds to a significant under supply of affordable and quality age-appropriate accommodation in the region, an issue currently hindering many homeowners looking to downsize and unlock their home equity.

The boutique community of just 48 homes is positioned right on the lakefront in a rare and secluded section of the Lake Macquarie Conservation Park within a unique location.

The community takes advantage of its exclusive waterfront residential address with its brand new homes and impressive clubhouse facilities that take in the captivating views of Chain Valley Bay.

Ingenia Communities Chief Operating Officer Nikki Fisher said many seniors were unaware there were alternative housing solutions available for seniors.

“The Active Lifestyle Estates model is unique in that buyers purchase a new, architecturally-designed manufactured home and lease, rather than own, the land,” Ms Fisher said.

“This eliminates the requirement to pay stamp duty, ensuring a much more affordable entry price point and freeing up a substantial amount of equity raised in the sale of their previous home.

“Sister communities Active Lifestyle Estates Ettalong Beach and Active Lifestyle Estates Lake Macquarie stage one, both sold out in 2015, and this most recent addition to the region is proving just as popular.”

Strong interest has been recorded with brand new homes selling at Active Lifestyle Estates Chain Valley Bay from $299,000.

Project Sales Manager Jason Webb said the exceptional location and proximity to local shops and amenities have been major drawcards with the first residents getting ready to move in to their new homes in a matter of weeks.

“Residents will be able to enjoy the best of both worlds at Chain Valley Bay, with its lakefront location and close proximity to the Lake Macquarie state recreation area making it ideal for those seeking either a tree or sea change,” Mr Webb said.

“The community has a new community centre, swimming pool and entertainment area and is now ready for guest and visitors to tours the facility.

“Our new community centre will be the perfect space for social events, with a swimming pool and barbecue space located off the outdoor deck.

“Active Lifestyle Estates Chain Valley Bay takes command of a stunning lake front position situated on the peaceful shores of Lake Macquarie, and we know our first residents are eagerly anticipating their move.”

For more information on Active Lifestyle Estates Chain Valley Bay visit or call Jason Webb on 0458 018 332

Seeking a Sea Change on the Central Coast


New South Wales Central Coast seniors seeking an affordable and relaxing lifestyle now have two Active Lifestyle Estates communities to choose from in Chain Valley Bay and South West Rocks.

These communities build on Active Lifestyle Estates excellent reputation in the area after successful sell out stages at Lake Macquarie and Ettalong Beach.

Launching mid-May, Active Lifestyle Estates Chain Valley Bay takes command of a stunning lake front position situated on the peaceful shores of Lake Macquarie, close to Newcastle.

Ingenia Communities Chief Operating Officer, Nikki Fisher, said this waterfront community will see close to 50 new homes delivered in the idyllic surrounds of the Lake Macquarie Conservation Park, in a rare and secluded section of Chain Valley Bay.

“The lifestyle community has just undergone a multi-million dollar refurbishment which will add a new community centre, swimming pool and communal entertainment area.

“Due to the exceptional location, opportunities are limited and homes are expected to sell fast,” Nikki said.

In recent news, Ingenia Communities – owners and operators of Active Lifestyle Estates – has secured a new site at South West Rocks.

Located on 9.5 hectares of waterfront land, the high quality mixed-use community is in a prime coastal location, one hour’s drive from Port Macquarie.

According to Project Sales Manager Jason Webb, the Central Coast communities have been extremely popular with local buyers from both Sydney and Newcastle, with the location perfect for those seeking a sea change with access to services at an affordable price.

“The quality of our modern manufactured homes combined with the innovative purchasing model has really resonated with the retirees in the area as a more affordable and flexible living option.

“Residents purchase a new-generation manufactured home and lease, rather than own the land, eliminating the need to pay stamp duty and entry fees – freeing up money to spend on the important things in life.

“There are also no entry or exit fees, no council rates, and eligible pensioners can also apply for government rent assistance,” Jason said.

For a tour and to inspect Chain Valley Bay, please call Jason on 0458 018 332 or visit for more information.