Albury seniors take advantage of price spike and downsize early


Demand for community lifestyle living has grown at Ingenia Lifestyle Albury as New Year’s resolutions trigger locals to downsize their homes in 2018 and take advantage of community living.

In the past 12 months, median house prices have seen an annual growth rate of nearly five per cent ($50,000) in the New South Wales City of Albury – a clear indication of buyer demand in the area.

Ingenia Lifestyle Albury residents Barry and Sue Keenan, are lapping up life, after downsizing earlier in their retirement from their large family home – freeing up much needed funds to retain their financial independence for a more enjoyable lifestyle.

“For almost 30 years we raised the family in a four-bedroom house, with a reasonable yard, two bathrooms and quite a bit of furniture,” Mr Keenan said.

“However, the old house needed a lot of maintenance, up to $20–$30K worth of work to be done. So, the question was, did we want to do this now, or sell up and let the buyer update the home in their style.”

Mrs Keenan said she had no regrets making the decision to move and it was the best thing to happen to them.

“We have now been through the move and it was a massive job, but we didn’t want to have to do this in 10 years’ time, so we thought we may as well do it now while we are younger.

“It’s a big weight off our shoulders and the stress of having to always do things around the house is now not there,” Mrs Keenan said.

Median house prices in Albury, NSW ($505,000) are more than double (61 per cent) the $195,000 starting point for the nearby Ingenia Lifestyle Albury community.

Ingenia Lifestyle Sales Manager Megan Collins said the unique land lease ownership model allowed downsizers to unlock more equity and fund a lifestyle they had always dreamt of.

“As prices continue to rise in Albury, now is an opportune time to kick your New Year’s resolutions into gear and enjoy a better lifestyle,” Ms Collins said.

“We’ve had many residents say they wished they had moved into the community sooner, so that they could actually enjoy the lifestyle they had worked so hard to achieve.

“The major drawcard for buyers has been Ingenia’s innovative ownership model, where owners are not required to pay stamp duty, exit fees or council rates and can purchase a new home at a more affordable price point.”

Local seniors looking to explore the land lease ownership model and how they can take advantage of downsizing, are invited to attend an our next Open Day on Saturday 10 March from 10am to 2pm. To RSVP, call Megan on 0459 955 122 or visit

“Now it’s our turn to be Rewarded and to Relax in our Retirement!”


After years of working hard, serving for our country, raising children, and maintaining their large home, Ian and Di Dougall decided to make the move a little earlier than expected in their early 60’s, so they could take advantage of their good health and new lifestyle.

Their move saw them downsize from the busy western Sydney suburb of Windsor to regional NSW in Albury, moving from a large four bed, two bath, two garage with big yard.

“The motivation was to downsize and move out of Western Sydney and away from the hustle and bustle. Sydney was not an option for us after we stopped work. It didn’t make sense for us to stay there. We have studied and worked fairly hard all our lives, also serving in the Navy together and now after a long, long time it’s our turn to be rewarded and relax.

“We also wanted to be closer to family in Bendigo and to lock and leave to travel but couldn’t do that with a big house and no one to maintain it while we are away.

The Dougall’s house sold quickly in a buoyant property housing market in late 2016 and they made a smooth transition to Ingenia Lifestyle Albury with the sale of their old home funding a brand new home and lifestyle.

“We love the regional feel about Albury, it’s a great destination to do day trips from. You see so many people getting out to the Murray River, Beechworth and Melbourne, which is only a 3 hour drive, plus it’s a bit cooler here and the people also really make it what it is here.

“Albury had been ear-marked for a lot of change and it’s now seeing the benefits with all the facilities, hospital, automotive services for caravans, as we are planning more travel.

After seeking out the different retirement living options, doing their homework and visiting many competitors Ian and Di knew independent living was what they wanted.

“We did not want aged care, we knew the differences between the options after reading Noel Whittaker and Rachel Lane’s book about the different retirement living models available and we liked the land lease model. We understood it and other people should know the benefits of it too.

“The reason for choosing Ingenia Lifestyle was the no exit fees and knowing this is the case if we were to leave. The no exit fees presented a better package overall than a retirement village offering or if we were to buy a freestanding home or townhouse.

“The quality of the home and the natural landscape made it different to the competitors. It’s in a bushland setting with a lot of nature around us, not just rows and rows of houses. The land lease living means paying rent, but we knew that was part of it and it’s reasonable, it’s not too bad and the other bills are less. It’s not for everyone but we think people should be more educated about this land lease model.

“We retired and downsized a little earlier, at age 61, while we still have our health. We’ve now been to too many funerals so it was the right time to free up the capital, fund the next stage of life and have a new milestone to look forward to.

When asking Ian and Di what does downsizing means to them, they had some genuine responses.

“Our new home means less clutter and less upkeep!

“We’ve made new friends, our wellbeing has improved and there’s not as much house work, overall it has been a lot better for us.

“We take part in the social activities, we go exercising, use the pool and Ian rides his bike around the community.

“The Ingenia Care program is care for when we need it, it is an insurance policy for us,” they both agreed.

If you’d like to discover more about the downsizing journey and what life is really like at Ingenia Lifestyle Albury, come along to the Country Living Expo, Saturday 28th October 10am to 2pm at Ingenia Lifestyle Albury, 7 Catherine Crescent, Lavington.

Call Megan on 0459 955 122 for more info.

Australia’s Biggest Morning Tea Success

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Ingenia Lifestyle Albury

Our Albury community hosted an Australia’s Biggest Morning Tea and it was an amazing event with over fifty people attending the event, with guests made up of current and prospective residents, family and friends raising funds through the $5 entry, lucky envelopes and an auction.

Their amazing efforts all added up to almost $2,000 for the NSW Cancer Council.

The fundraising prizes were donated from local businesses, food galore by all the residents and family and resident musician Alan Buckley entertained the day with live music.

With so much food left over the community’s newest resident, Jenny who is a nurse, suggested the hospital may appreciate some afternoon tea. Half an hour later this had been arranged with the help from some beautiful nurses who had already had a pretty tough day.

One of the nurses wanted to contribute to the fundraising as a show of appreciation, which quickly resulted in all staff wanting to help at which time they suggested they could pass the hat around and deliver the money later.

All up it was an amazing day to be a part of and thanks go to all the Ingenia team for contributing their time and continuing to support such an amazing cause.

Ingenia Lifestyle Chambers Pines

Throughout the past 12 months Ingenia Lifestyle and the Greenbank RSL have worked together in planning and promoting a number of lifestyle and charity events to entertain, educate and inform their members, guests and visitors as well as our residents.

The most recent Australia’s Biggest Morning Tea had over 300 guests and the event raised $4,000 for the QLD Cancer Council.

Thanks to Ingenia and Greenbank RSL, local members and businesses, guest speakers, members of Greenbank RSL and residents of Ingenia Lifestyle.

Additionally, thank you to Jordan Carroll and his mum, Maria, for speaking about the huge research benefits that fundraising makes these days and how it has improved his life.

NSW Seniors Week Celebrations

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NSW Seniors Week saw us attend a number of events with the sponsoring of the Grandparents Day and High Tea in Albury. Our team had a great response from people wanting to know more about downsizing and attendees were able to capture a special moment with their grandchildren at the photo booth.



Hand knitted donation comforts health patients


Kind hearted and caring residents at Ingenia Lifestyle Albury have presented handmade crochet knee rugs to the Nurse Unit Manager at the Medical Ward at Albury Wodonga Health.

The craft club was only recently formed by new resident, Liz Hoare, who was joined by 11 other keen residents.

The residents spent many hours designing and knitting a range of hand stitched rugs which will be provided to patients for additional comfort as they undergo treatments.

Residents in the dementia ward will be gifted individual sensory blankets that feature buckles, zips and pockets stitched in to help keep patients hands busy and release a calming effect from the movement.

Residents in Ingenia Lifestyle Albury’s Craft Group, hope to continue their work and donate more of their handmade goods to a number of charitable causes in the community.

Sales Success As Albury Downsizers Snap Up Homes


As the demand for more affordable homes in regional areas soars, downsizers have snapped up 70 percent of stage one at Ingenia Lifestyle Albury, with stage two now fast-tracked to meet the growing demand for regional lifestyle living.

The number of people aged over 65 years making the move to areas outside of capital cities, like Albury, has grown by 60 percent between 2010 and 2015[1], prompting Ingenia Lifestyle to also launch its First Choice Club, to provide interested downsizers a chance to reserve their desired home within the new stage.

Project Sales Manager, Megan Collins said prospective buyers could register their interest as a part of the First Choice Club to reserve their ideal home in the stage two release.

“The community’s popularity among downsizers, from both the local region and those seeking a tree change is on the rise, and our First Choice Club has seen more than 30 percent of homes already reserved,” Ms Collins said.

“Our most popular home, the Hibiscus sold out before it even hit the ground, with three bedrooms and one bathroom, it is one of our most versatile homes.

“Many residents are converting the spare bedrooms into a study and guest bedroom, providing the flexibility and space similar to their large family home.

“Our clients are looking for quality, yet affordable living options, not only to take advantage of the benefits of downsizing, but the opportunity to live in a like-minded community, and our community here in Albury ticks all of the boxes.”

Brand new homes are available from just $189,000 for a one bedroom home and there is a range of two and three bedroom floor plan designs all featuring modern entertainers kitchens, open plan living and dining areas with integrated outdoor space.

Ingenia Communities Chief Operating Officer Nikki Fisher said the demand for Ingenia Lifestyle Albury was at a time when many Australian seniors are facing the issue of downsizing while the majority of their wealth is still tied up in the family home.

“Our model is unique in that buyers purchase a new, architecturally-designed manufactured home and lease, rather than own, the land which eliminates the need to pay stamp duty,” Ms Fisher said.

“This ensures a much more affordable entry price point and means new residents are often able to free up a substantial amount of equity raised in the sale of their previous home.”

Ingenia Lifestyle residents are experiencing first-hand the benefits of downsizing to maximise a more active lifestyle, with land lease communities offering a variety of other financial benefits, such as no entry or exit fees, which contributes to more money in their pockets.

For more information use the contact form below or call Megan Collins on 0459 955 122 or visit the sales office at 508 Wagga Road, Lavington.



The New Alternative to Over 55s Lifestyle Living


For over 55s looking for a new alternative to the traditional retirement model, lifestyle-focused residential land lease communities are one of Australia’s newest senior living trends available to the downsizing market and are quickly becoming the perfect downsizing choice to maximise senior Australians pension returns.

The popularity of the model is its simplicity; residents purchase a new home and lease the land, offering a much more affordable price point while eliminating the need for residents to pay stamp duty with no council rates or strata fees.

The home owner retains 100% of any capital gains made on the property, which is a willable asset, forming part of their estate and a source of inheritance for family members or beneficiaries.

If or when the owner decides to sell their home, other family members may reside in the community, providing they meet the criteria, or they may simply sell the home with no exit fees to pay as land lease models are not based on the traditional deferred management model.

Incoming residents to Ingenia Lifestyle Albury, Deborah and Leonard Hepburn, are very excited to be moving into their new home in 2017 after being referred to the community by friends.

“The biggest factor for us purchasing at Albury was having a community lifestyle where you can mix with other people but still have the flexibility to have your own routine and travel whenever you like.

“We didn’t have to think about downsizing long, we knew we didn’t want a large garden or house to maintain, so it was an easy decision when we saw Ingenia Lifestyle Albury,” Deborah said.

The Hepburn’s attended an open day and from that moment they couldn’t wait to move in because everyone was so welcoming and the residents had the freedom to do what they wanted.

Additionally, after receiving advice from pension and finance expert, Rachel Lane, Deborah and Leonard were able to contact a financial advisor who helped them develop a detailed plan for managing their finances.

“With the new pension changes coming up, we were afraid that we may lose some or all of our pension. But with help from Rachel Lane and our financial advisor we are able to keep the same pension even when the changes come into effect.

“With his help we were able to invest in our super and still have money remaining for our future travel adventures.

“The cost of purchasing a home at Ingenia Lifestyle was definitely a contributing factor in our decision to make the move. By not having to pay for the land, stamp duty fees, or council rates we have been able to save time and money with our new home.

“It will be nice to move into a community where residents are around our own age and have similar interests to us. I love making friends so I think I’ll get along great with such a friendly community,” Deborah said.

For more information on Ingenia Lifestyle Albury, contact Megan Collins on 0459 955 122 or visit

Downsize Without Compromising on Lifestyle


As house prices in Australia’s capital cities boom, asset-rich cash-poor seniors are seizing the opportunity to improve their living standards by selling up and sizing down.

Selling while prices are high and moving into lifestyle communities for the over 55s, such as Ingenia Lifestyle Albury, allows homeowners to access their home equity, boosting their cash reserves by tens or hundreds of thousands of dollars.

Ex-Melbourne locals Richard and Gail Beagley had been looking for the perfect opportunity to downsize, and put their family home on the market only three days after visiting Ingenia Lifestyle Albury, which they have now called home for a year now.

“Our family home in Melbourne was unnecessarily large for just the two of us, and the idea of downsizing had been on our minds for many years before my wife read about Ingenia Lifestyle Albury,” Richard said.

“When we moved to Albury in June of last year, we became completely debt-free. I can’t explain what a relief it is to know we no longer owe money on any of our assets.

“Having freed up enough equity to allow my wife to retire, we can now spend more time enjoying our new community, on the road visiting our family and friends and enjoying life,” Richard said.

Earlier this year many of the residents from Ingenia Lifestyle Albury assisted with the official opening of their brand new clubhouse which now plays a significant role in bringing the residents together and encouraging connectedness in the community.

The clubhouse features an events space, swimming pool and alfresco dining area providing them with the perfect space to relax, socialise and entertain.

Ingenia Lifestyle offers over 55s an innovative and sustainable way for downsizers to finance affordable housing and improve their wellbeing.

Homeowners are able to unlock considerable equity from their family home to fund their senior years, giving them the opportunity to do the things they’ve always wanted.

Buyers purchase a new, state-of-the-art manufactured home and lease, rather than own, the land, offering a much more affordable entry price point and eliminating the need to pay stamp duty.

With two bedroom homes starting from as little as $195,000, Ingenia Lifestyle Albury offers quality, modern home designs not seen before in the over 55s market in Albury.

Ingenia Lifestyle Albury is located at 508 Wagga Road Lavington. For more information or to arrange an inspection please call Megan Collins on 0459 955 122 or visit

Brand new clubhouse unveiled at Active Lifestyle Estates Albury


Member for Albury Greg Aplin MP joined Ingenia Communities CEO Simon Owen and General Manager Kate Melrose in officially opening the brand new Active Lifestyle Estates Albury clubhouse on Friday 29 April.

Active Lifestyle Estates resident David Rowlings assisted Mr Aplin MP in officially opening the clubhouse and unveiling a plaque in commemoration of the day. The Member for Albury noted the role the clubhouse would play in bringing residents together to encourage the connectedness of the community.

Twelve months in the making, the new $600,000 facility has transformed the lifestyle estate, providing space for resident social activities as well as accommodating a variety of meetings, events and social clubs for the local community.

Features includes a commercial kitchen with large dining area, lounge with gas fire, library and computer room for IT lessons, a large alfresco deck with BBQ and a consultation room for visiting medical practitioners.

Residents and special guests were the first to experience the new clubhouse, which complements a range of existing community facilities including a vegetable garden, men’s shed and pool.

Ingenia Communities CEO Simon Owen said the residents were well deserving of the new facility, which would give them a place to come together.

“Active Lifestyle Estates Albury is a beautiful place, treated with care by the residents who can now appreciate this new clubhouse and keep building a community for the future,” Mr Owen said.

Locals were invited to tour the clubhouse as part of a community open day, where they also viewed the latest display homes on offer and met with staff and residents to learn more about the community’s lifestyle focus on independence, well being and active living for over 55’s.

There are a variety of brand new home designs available, with two-bedroom homes starting from $195,000 and three-bedroom homes from $240,000.

Active Lifestyle Estates Albury is located at 508 Wagga Road Lavington. For more information or to arrange a site inspection please call Megan Collins on 0459 955 122 or visit

Enriching Your Life Through Volunteering


The idea of life post-career can sometimes be difficult for those who find themselves with an additional 40 hours of free time to fill each week.

Volunteering can play an incredible role in staying social and active after retirement, while also providing an opportunity to help out your local community. The wealth of experience and diversity of skills that over 55s can bring to charitable organisations also makes this demographic incredibly valuable.

In honour of National Volunteers Week, we were pleased to celebrate our volunteering residents including Alan Buckley from Active Lifestyle Estates Albury, who was a professional musician for 30 years, and now dedicates his time to volunteering.

Originally from England, but travelled to Australia 10 years ago to be closer to family, Alan and his wife Lillian downsized from Victoria’s Mornington Peninsular.

They looked everywhere in Albury and chose Active Lifestyle Estates as they loved the master plan that retained the original feel of the environment with plenty of trees and natural landscape.

Alan started volunteering soon after moving in as he didn’t want to stop playing music. “The music I play for people is therapy and allows them a memory flashback from when they were in their prime in their 20s or 30s, active and dancing.

“They remember and sing and say how much they really enjoyed hearing these songs again, it helps bring back their youth.

“I encourage people to volunteer, it gives me a sense of achievement and it fosters a community spirit,” Alan said.

For people wishing to get into volunteering here’s a few more reasons you might consider adding volunteering to your must-do list.

A lifetime of knowledge
Over 55s can bring leadership, commitment and consistency to ongoing volunteer roles, such as coaching a sports team, providing administrative assistance or as a scout leader.

Stay social, stay active
Volunteering is a great way to meet people who share similar interests – including donating their time to the community. It’s also an activity that everyone can be involved in – so you can share the experience with your neighbour, spouse, children or even grandchildren. For those looking for a way to keep their fitness up,
volunteering as a sports coach will keep you on your toes. Others may prefer something a bit quieter, such as manning an op-shop or library counter several times a week.

As flexible as you like
Whether you have one hour each week or all the time in the world, there’s likely to be a volunteer opportunity that will suit you. Be clear about how much time you have to offer when you approach an organisation so it can find the right position for you. There’s also plenty of websites, such as Go Volunteer and Seek Volunteer where you’ll find tens of thousands of positions, to suit any interest and availability.

Active Lifestyle Estates Albury has brand new homes now selling from $195,000.

For more information about Albury please call Megan Collins on 0459 955 122 or visit